SBA lender profile
American Momentum Bank
American Momentum Bank appears in the public SBA loan data with 411 funded 7(a) loans since FY2010, totaling $372.8M, an average of $907K per loan, and an estimated 6,610 jobs supported. Its SBA lending concentrates in Texas and the Other Services sector. Across its 7(a) loans, the charge-off rate is 3.6%. 76.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 69
- Scale 84
- Activity 91
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is American Momentum Bank the right lender for you?
Lenders fund what they know. American Momentum Bank's SBA lending concentrates in Texas (163 loans) and Other Services (62 loans), at an average loan of $907K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.8B
- Headquarters
- College Station, TX
- FDIC cert
- #58309
- Status
- Active
Where American Momentum Bank lends
Top states by funded SBA volume.
Metro areas where American Momentum Bank funds
What American Momentum Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 62 | $63.7M |
| Retail Trade | 69 | $51.1M |
| Health Care and Social Assistance | 54 | $46.5M |
| Accommodation and Food Services | 47 | $39.5M |
| Construction | 36 | $38.4M |
| Manufacturing | 31 | $26.2M |
American Momentum Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $1.5M |
| 2011 | 4 | $660K |
| 2012 | 6 | $6.1M |
| 2013 | 16 | $15.5M |
| 2014 | 7 | $2.7M |
| 2015 | 5 | $1.4M |
| 2016 | 5 | $5.7M |
| 2017 | 34 | $20.1M |
| 2018 | 42 | $24.8M |
| 2019 | 37 | $29.9M |
| 2020 | 24 | $29.3M |
| 2021 | 30 | $39.6M |
| 2022 | 22 | $20.4M |
| 2023 | 50 | $56.4M |
| 2024 | 46 | $42.2M |
| 2025 | 62 | $61.0M |
| 2026 | 17 | $15.4M |
Related SBA lenders
Other lenders active in Texas or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
American Momentum Bank: frequently asked questions
Does American Momentum Bank offer SBA loans?
Yes. American Momentum Bank appears in the public SBA data with 411 funded SBA 7(a) loans totaling $372.8M.
How many SBA loans has American Momentum Bank made?
American Momentum Bank is associated with 411 SBA 7(a) loans totaling $372.8M in the public SBA data (as of 2026-03-31).
What is American Momentum Bank's SBA charge-off rate?
About 3.6% of American Momentum Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does American Momentum Bank do most of its SBA lending?
American Momentum Bank's SBA lending in the data is most concentrated in Texas, and by industry in Other Services.
Is American Momentum Bank an SBA Preferred Lender (PLP)?
The loan record shows American Momentum Bank operating under PLP delegated authority: 316 of its 7(a) loans (76.9%) were processed through the Preferred Lenders Program, including 107 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). American Momentum Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/american-momentum-bank/
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