SBA lending by industry
Wholesale Trade
SBA lenders funded 23,373 7(a) and 504 loans in Wholesale Trade, totaling $18.4B at an average of $786K per loan. The most active lender in this sector is Business Finance Capital, and the most funding goes to California.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
NAICS sector
42
Funded loans
23,373
Total volume
$18.4B
Average loan size
$786K
Do you qualify as a small business here?
To use an SBA loan, your business has to count as small under the SBA size standard for its specific NAICS code. In Wholesale Trade, standards are generally based on your number of employees, but the exact threshold is set per 6-digit NAICS code and varies within the sector, so check yours with the official tool. Our eligibility guide explains the rest.
Check your SBA size standardMost active SBA lenders in Wholesale Trade
| Lender | Loans | Total volume |
|---|---|---|
| Business Finance Capital | 525 | $819.1M |
| CDC Small Business Finance Corp. | 720 | $746.0M |
| Mortgage Capital Development Corporation | 472 | $599.1M |
| Empire State Certified Development Corporation | 383 | $590.1M |
| California Statewide Certified Development Corporation | 358 | $484.2M |
| The Huntington National Bank | 1,123 | $442.6M |
| Newtek Bank, National Association | 718 | $434.6M |
| Live Oak Banking Company | 253 | $417.5M |
Where Wholesale Trade loans go
| State | Loans | Total volume |
|---|---|---|
| California | 5,157 | $5.3B |
| Florida | 2,525 | $1.9B |
| Texas | 1,390 | $1.3B |
| New York | 1,957 | $1.2B |
| New Jersey | 1,024 | $888.8M |
| Illinois | 916 | $719.9M |
| Georgia | 598 | $596.3M |
| Ohio | 830 | $447.0M |
Wholesale Trade SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 573 | $410.9M |
| 2011 | 612 | $428.8M |
| 2012 | 650 | $516.9M |
| 2013 | 583 | $486.9M |
| 2014 | 406 | $387.2M |
| 2015 | 410 | $407.1M |
| 2016 | 373 | $394.8M |
| 2017 | 344 | $378.4M |
| 2018 | 340 | $374.7M |
| 2019 | 336 | $359.9M |
| 2020 | 2,202 | $1.8B |
| 2021 | 2,922 | $2.9B |
| 2022 | 2,572 | $2.2B |
| 2023 | 2,848 | $1.9B |
| 2024 | 3,529 | $2.2B |
| 2025 | 3,540 | $2.5B |
| 2026 | 1,133 | $842.2M |
Sources and disclaimer. Figures are computed from the
U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31); see our
methodology. SBA Loan Index is
not affiliated with the SBA and is not a lender, broker, or financial advisor.