SBA lending by industry
Wholesale Trade
SBA lenders funded 52,007 7(a) and 504 loans in Wholesale Trade since FY2010, totaling $31.8B at an average of $612K per loan. The most active lender in this sector is Wells Fargo Bank National Association, and the most funding goes to California.
By Mario Bailey · Source: SBA FOIA data, FY2010–2026 (as of 2026-03-31)
Do you qualify as a small business here?
To use an SBA loan, your business has to count as small under the SBA size standard for its specific NAICS code. In Wholesale Trade, standards are generally based on your number of employees, but the exact threshold is set per 6-digit NAICS code and varies within the sector, so check yours with the official tool. Our eligibility guide explains the rest.
Check your SBA size standardMost active SBA lenders in Wholesale Trade
| Lender | Loans | Total volume |
|---|---|---|
| Wells Fargo Bank National Association | 2,948 | $1.4B |
| The Huntington National Bank | 2,340 | $930.8M |
| JPMorgan Chase Bank, National Association | 3,449 | $839.6M |
| Business Finance Capital | 525 | $819.1M |
| CDC Small Business Finance Corp. | 757 | $752.2M |
| U.S. Bank, National Association | 1,929 | $704.6M |
| Mortgage Capital Development Corporation | 474 | $599.5M |
| Empire State Certified Development Corporation | 403 | $592.8M |
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Where Wholesale Trade loans go
| State | Loans | Total volume |
|---|---|---|
| California | 10,881 | $8.9B |
| Florida | 4,573 | $3.0B |
| Texas | 3,454 | $2.3B |
| New York | 4,413 | $1.9B |
| New Jersey | 2,146 | $1.4B |
| Illinois | 1,960 | $1.2B |
| Georgia | 1,319 | $1.1B |
| Ohio | 2,004 | $882.6M |
Wholesale Trade SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3,240 | $1.3B |
| 2011 | 3,878 | $1.9B |
| 2012 | 3,361 | $1.6B |
| 2013 | 3,416 | $1.8B |
| 2014 | 3,268 | $1.8B |
| 2015 | 3,721 | $2.0B |
| 2016 | 3,351 | $1.9B |
| 2017 | 3,251 | $1.8B |
| 2018 | 3,138 | $1.8B |
| 2019 | 2,637 | $1.6B |
| 2020 | 2,202 | $1.8B |
| 2021 | 2,922 | $2.9B |
| 2022 | 2,572 | $2.2B |
| 2023 | 2,848 | $1.9B |
| 2024 | 3,529 | $2.2B |
| 2025 | 3,540 | $2.5B |
| 2026 | 1,133 | $842.2M |
SBA lending in Wholesale Trade: frequently asked questions
How much SBA lending goes to Wholesale Trade?
SBA lenders funded 52,007 7(a) and 504 loans in Wholesale Trade totaling $31.8B in the public SBA data (as of 2026-03-31), an average of $612K per loan.
Who is the most active SBA lender for Wholesale Trade?
Wells Fargo Bank National Association is the most active SBA lender in the Wholesale Trade sector in the public data, by funded volume.
Which states get the most SBA lending in Wholesale Trade?
The most SBA funding for Wholesale Trade goes to California.