SBA lender profile
Bank of Central Florida
Bank of Central Florida appears in the public SBA loan data with 38 funded 7(a) loans totaling $31.3M, an average of $824K per loan, and an estimated 674 jobs supported. Its SBA lending concentrates in Florida and the Construction sector. Across all of its loans in the data, its charge-off rate is 2.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
38
Total volume
$31.3M
Average loan size
$824K
Charge-off rate
2.6%
Share of funded loans charged off
Jobs supported (reported)
674
Programs
7(a)
Bank profile
via FDIC- Total assets
- $248M
- Headquarters
- Orange County, FL
- FDIC cert
- #21979
- Status
- Inactive
Where Bank of Central Florida lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 38 | $31.3M |
What Bank of Central Florida funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 5 | $7.1M |
| Manufacturing | 4 | $6.3M |
| Retail Trade | 8 | $5.6M |
| Accommodation and Food Services | 4 | $3.6M |
| Wholesale Trade | 3 | $2.3M |
| Administrative and Support | 3 | $2.1M |
Bank of Central Florida SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 8 | $7.9M |
| 2022 | 13 | $8.0M |
| 2023 | 10 | $9.3M |
| 2024 | 7 | $6.1M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Bank of Central Florida's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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