SBA lender profile
Bank of Central Florida
Bank of Central Florida appears in the public SBA loan data with 38 funded 7(a) loans since FY2010, totaling $31.3M, an average of $824K per loan, and an estimated 674 jobs supported. Its SBA lending concentrates in Florida and the Construction sector. Across its 7(a) loans, the charge-off rate is 2.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 71
- Scale 34
- Activity 65
- Consistency 49
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bank of Central Florida the right lender for you?
Lenders fund what they know. Bank of Central Florida's SBA lending concentrates in Florida (38 loans) and Construction (5 loans), at an average loan of $824K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $248M
- Headquarters
- Orange County, FL
- FDIC cert
- #21979
- Status
- Inactive
Where Bank of Central Florida lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 38 | $31.3M |
Metro areas where Bank of Central Florida funds
What Bank of Central Florida funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 5 | $7.1M |
| Manufacturing | 4 | $6.3M |
| Retail Trade | 8 | $5.6M |
| Accommodation and Food Services | 4 | $3.6M |
| Wholesale Trade | 3 | $2.3M |
| Administrative and Support | 3 | $2.1M |
Bank of Central Florida SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 8 | $7.9M |
| 2022 | 13 | $8.0M |
| 2023 | 10 | $9.3M |
| 2024 | 7 | $6.1M |
Related SBA lenders
Other lenders active in Florida or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Bank of Central Florida: frequently asked questions
Does Bank of Central Florida offer SBA loans?
Yes. Bank of Central Florida appears in the public SBA data with 38 funded SBA 7(a) loans totaling $31.3M.
How many SBA loans has Bank of Central Florida made?
Bank of Central Florida is associated with 38 SBA 7(a) loans totaling $31.3M in the public SBA data (as of 2026-03-31).
What is Bank of Central Florida's SBA charge-off rate?
About 2.6% of Bank of Central Florida's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Bank of Central Florida do most of its SBA lending?
Bank of Central Florida's SBA lending in the data is most concentrated in Florida, and by industry in Construction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bank of Central Florida SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-of-central-florida/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.