SBA lender profile
Bank of Hydro
Bank of Hydro appears in the public SBA loan data with 28 funded 7(a) loans since FY2010, totaling $11.3M, an average of $402K per loan, and an estimated 228 jobs supported. Its SBA lending concentrates in Oklahoma and the Real Estate sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 15
- Activity 27
- Consistency 59
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Bank of Hydro the right lender for you?
Lenders fund what they know. Bank of Hydro's SBA lending concentrates in Oklahoma (28 loans) and Real Estate (2 loans), at an average loan of $402K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $181M
- Headquarters
- Hydro, OK
- FDIC cert
- #10674
- Status
- Active
Where Bank of Hydro lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Oklahoma | 28 | $11.3M |
Metro areas where Bank of Hydro funds
What Bank of Hydro funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Real Estate | 2 | $3.0M |
| Health Care and Social Assistance | 11 | $2.8M |
| Retail Trade | 2 | $2.3M |
| Accommodation and Food Services | 4 | $630K |
| Other Services | 1 | $625K |
| Manufacturing | 3 | $521K |
Bank of Hydro SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 5 | $1.4M |
| 2012 | 6 | $3.8M |
| 2013 | 1 | $200K |
| 2014 | 1 | $350K |
| 2015 | 3 | $614K |
| 2016 | 4 | $731K |
| 2021 | 2 | $2.2M |
| 2022 | 2 | $683K |
| 2023 | 2 | $378K |
| 2024 | 1 | $500K |
| 2025 | 1 | $358K |
Related SBA lenders
Other lenders active in Oklahoma or in Real Estate.
Comparing lenders? See how to choose an SBA lender by track record.
Bank of Hydro: frequently asked questions
Does Bank of Hydro offer SBA loans?
Yes. Bank of Hydro appears in the public SBA data with 28 funded SBA 7(a) loans totaling $11.3M.
How many SBA loans has Bank of Hydro made?
Bank of Hydro is associated with 28 SBA 7(a) loans totaling $11.3M in the public SBA data (as of 2026-03-31).
What is Bank of Hydro's SBA charge-off rate?
About 0.0% of Bank of Hydro's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Bank of Hydro do most of its SBA lending?
Bank of Hydro's SBA lending in the data is most concentrated in Oklahoma, and by industry in Real Estate.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Bank of Hydro SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-of-hydro/
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