SBA lender profile
Bank of Hydro
Bank of Hydro appears in the public SBA loan data with 8 funded 7(a) loans totaling $4.2M, an average of $521K per loan, and an estimated 51 jobs supported. Its SBA lending concentrates in Oklahoma and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
8
Total volume
$4.2M
Average loan size
$521K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
51
Programs
7(a)
Bank profile
via FDIC- Total assets
- $181M
- Headquarters
- Hydro, OK
- FDIC cert
- #10674
- Status
- Active
Where Bank of Hydro lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Oklahoma | 8 | $4.2M |
What Bank of Hydro funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 1 | $2.0M |
| Health Care and Social Assistance | 2 | $911K |
| Mining and Extraction | 1 | $500K |
| Construction | 2 | $393K |
| Professional and Technical Services | 1 | $270K |
| Accommodation and Food Services | 1 | $130K |
Bank of Hydro SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 2 | $2.2M |
| 2022 | 2 | $683K |
| 2023 | 2 | $378K |
| 2024 | 1 | $500K |
| 2025 | 1 | $358K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Bank of Hydro's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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