SBA lending by state
SBA Lending in Oklahoma
In Oklahoma, SBA lenders funded 8,825 7(a) and 504 loans since FY2010, totaling $4.5B, an average of $510K per loan. The most active lender is BancFirst, and the most-funded industry is Accommodation and Food Services.
By Mario Bailey · Source: SBA FOIA data, FY2010–2026 (as of 2026-03-31)
Top SBA lenders in Oklahoma
Ranked by SBA loans funded in Oklahoma since FY2010. Each lender's figures, including its 7(a) charge-off rate, cover its Oklahoma loans only. Charge-off is reported on 7(a) loans, never on 504 loans, so a lender without a reliable 7(a) sample in Oklahoma shows “not reported,” never 0%.
See the full Oklahoma ranking : up to 25 lenders, with the 7(a) vs 504 leaders and industry context.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | BancFirst | 1,864 | $730.7M | $392K | 2.47% |
| 2 | Arvest Bank | 708 | $198.3M | $280K | 2.26% |
| 3 | Rural Enterprises of Oklahoma, Inc. | 312 | $224.5M | $719K | not reported |
| 4 | First Oklahoma Bank | 287 | $246.5M | $859K | 6.27% |
| 5 | JPMorgan Chase Bank, National Association | 254 | $46.3M | $182K | 5.51% |
| 6 | Security Bank | 251 | $123.4M | $491K | 9.56% |
| 7 | Great Plains National Bank | 183 | $62.8M | $343K | 1.09% |
| 8 | First Pryority Bank | 177 | $76.3M | $431K | 5.65% |
| 9 | Small Business Capital Corporation | 172 | $104.4M | $607K | not reported |
| 10 | Live Oak Banking Company | 168 | $239.9M | $1.4M | 0.60% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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504 lenders (CDCs) in Oklahoma
An SBA 504 project in Oklahoma pairs two lenders: a bank or credit union funds roughly half the cost as a first mortgage, and a Certified Development Company (CDC) funds about 40% through an SBA-backed debenture, with the borrower putting down around 10%. Below are the CDCs most active on 504 loans in Oklahoma, ranked by 504 loans funded in the state since FY2010. Figures are 504-only; charge-off is reported on 7(a) loans only and does not apply to CDCs.
| CDC | 504 loans | 504 volume |
|---|---|---|
| Rural Enterprises of Oklahoma, Inc. | 309 | $224.2M |
| Small Business Capital Corporation | 172 | $104.4M |
| Metro Area Development Corporation | 123 | $91.2M |
| Tulsa Economic Development Corporation | 118 | $80.2M |
| Rural Missouri, Inc. | 2 | $2.0M |
| Frontier Financial Partners, Inc. | 1 | $1.5M |
All Certified Development Companies · Current 504 loan rates · How 504 loans work
Top industries funded in Oklahoma
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 1,215 | $796.4M |
| Retail Trade | 1,166 | $524.0M |
| Manufacturing | 742 | $488.1M |
| Health Care and Social Assistance | 940 | $487.0M |
| Construction | 955 | $382.2M |
| Other Services | 867 | $376.3M |
| Professional and Technical Services | 664 | $274.7M |
| Agriculture, Forestry, Fishing | 221 | $205.3M |
Top cities for SBA loans in Oklahoma
Where SBA 7(a) and 504 borrowers in Oklahoma are located, by funded volume.
| City | Loans | Total volume |
|---|---|---|
| Tulsa | 1,594 | $889.3M |
| Oklahoma City | 1,632 | $843.2M |
| Edmond | 599 | $236.8M |
| Broken Arrow | 368 | $167.7M |
| Norman | 282 | $103.3M |
| Muskogee | 95 | $64.0M |
| Shawnee | 79 | $59.9M |
| Ardmore | 71 | $59.7M |
SBA lending by metro area in Oklahoma
Which lenders fund each Oklahoma market, with local loan sizes and industries.
- SBA lenders in Oklahoma City, OK 3,460 loans
- SBA lenders in Tulsa, OK 2,911 loans
- SBA lenders in Fort Smith, AR 305 loans
- SBA lenders in Muskogee, OK 135 loans
- SBA lenders in Stillwater, OK 157 loans
- SBA lenders in Enid, OK 97 loans
- SBA lenders in Shawnee, OK 110 loans
- SBA lenders in Ardmore, OK 82 loans
- SBA lenders in Lawton, OK 155 loans
- SBA lenders in Elk City, OK 85 loans
- SBA lenders in Duncan, OK 118 loans
- SBA lenders in Weatherford, OK 96 loans
- SBA lenders in McAlester, OK 96 loans
- SBA lenders in Ada, OK 57 loans
- SBA lenders in Bartlesville, OK 104 loans
- SBA lenders in Ponca City, OK 71 loans
- SBA lenders in Miami, OK 47 loans
- SBA lenders in Tahlequah, OK 59 loans
- SBA lenders in Woodward, OK 45 loans
- SBA lenders in Durant, OK 32 loans
SBA lending in Oklahoma by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 566 | $173.3M |
| 2011 | 568 | $259.3M |
| 2012 | 452 | $184.0M |
| 2013 | 455 | $227.1M |
| 2014 | 465 | $220.9M |
| 2015 | 563 | $273.8M |
| 2016 | 563 | $257.3M |
| 2017 | 584 | $266.0M |
| 2018 | 535 | $268.5M |
| 2019 | 529 | $239.7M |
| 2020 | 538 | $269.4M |
| 2021 | 652 | $422.9M |
| 2022 | 608 | $339.2M |
| 2023 | 497 | $271.8M |
| 2024 | 501 | $335.1M |
| 2025 | 545 | $343.6M |
| 2026 | 204 | $152.7M |
SBA lending in Oklahoma: frequently asked questions
How much SBA lending is there in Oklahoma?
SBA lenders funded 8,825 7(a) and 504 loans totaling $4.5B in Oklahoma in the public SBA data (as of 2026-03-31), an average of $510K per loan.
Who is the most active SBA lender in Oklahoma?
BancFirst is the most active SBA lender in Oklahoma in the public data, by loans funded.
What industries get the most SBA loans in Oklahoma?
The most-funded industry for SBA loans in Oklahoma is Accommodation and Food Services.
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