SBA lender profile
Cowboy Bank
Cowboy Bank appears in the public SBA loan data with 38 funded 7(a) loans since FY2010, totaling $8.2M, an average of $215K per loan, and an estimated 363 jobs supported. Its SBA lending concentrates in Oklahoma and the Construction sector. Across its 7(a) loans, the charge-off rate is 7.9%. 44.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 57
- Scale 15
- Activity 32
- Consistency 71
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Cowboy Bank the right lender for you?
Lenders fund what they know. Cowboy Bank's SBA lending concentrates in Oklahoma (36 loans) and Construction (5 loans), at an average loan of $215K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $369M
- Headquarters
- Kremlin, OK
- FDIC cert
- #11526
- Status
- Active
Where Cowboy Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Oklahoma | 36 | $8.1M |
| Pennsylvania | 2 | $100K |
Metro areas where Cowboy Bank funds
What Cowboy Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 5 | $2.0M |
| Retail Trade | 4 | $868K |
| Accommodation and Food Services | 1 | $850K |
| Manufacturing | 2 | $830K |
| Transportation and Warehousing | 14 | $745K |
| Other Services | 2 | $688K |
Cowboy Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 7 | $283K |
| 2011 | 4 | $146K |
| 2012 | 2 | $1.1M |
| 2013 | 1 | $135K |
| 2014 | 1 | $32K |
| 2015 | 4 | $917K |
| 2016 | 2 | $830K |
| 2017 | 1 | $850K |
| 2018 | 1 | $160K |
| 2020 | 5 | $1.7M |
| 2021 | 1 | $43K |
| 2023 | 3 | $340K |
| 2024 | 5 | $978K |
| 2025 | 1 | $625K |
Related SBA lenders
Other lenders active in Oklahoma or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Cowboy Bank: frequently asked questions
Does Cowboy Bank offer SBA loans?
Yes. Cowboy Bank appears in the public SBA data with 38 funded SBA 7(a) loans totaling $8.2M.
How many SBA loans has Cowboy Bank made?
Cowboy Bank is associated with 38 SBA 7(a) loans totaling $8.2M in the public SBA data (as of 2026-03-31).
What is Cowboy Bank's SBA charge-off rate?
About 7.9% of Cowboy Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Cowboy Bank do most of its SBA lending?
Cowboy Bank's SBA lending in the data is most concentrated in Oklahoma, and by industry in Construction.
Is Cowboy Bank an SBA Preferred Lender (PLP)?
The loan record shows Cowboy Bank operating under PLP delegated authority: 17 of its 7(a) loans (44.7%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Cowboy Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/cowboy-bank/
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