SBA lender profile
DFCU Financial
DFCU Financial appears in the public SBA loan data with 218 funded 7(a) loans since FY2010, totaling $192.8M, an average of $884K per loan, and an estimated 4,207 jobs supported. Its SBA lending concentrates in Florida and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.4%. 23.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 81
- Scale 75
- Activity 86
- Consistency 66
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is DFCU Financial the right lender for you?
Lenders fund what they know. DFCU Financial's SBA lending concentrates in Florida (196 loans) and Accommodation and Food Services (46 loans), at an average loan of $884K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where DFCU Financial lends
Top states by funded SBA volume.
Metro areas where DFCU Financial funds
What DFCU Financial funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 46 | $44.3M |
| Retail Trade | 24 | $29.3M |
| Health Care and Social Assistance | 21 | $25.6M |
| Other Services | 24 | $19.8M |
| Wholesale Trade | 14 | $14.8M |
| Arts, Entertainment, Recreation | 11 | $12.0M |
DFCU Financial SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2016 | 4 | $3.9M |
| 2017 | 18 | $17.1M |
| 2018 | 10 | $11.8M |
| 2019 | 12 | $6.8M |
| 2020 | 19 | $18.2M |
| 2021 | 28 | $29.7M |
| 2022 | 18 | $12.0M |
| 2023 | 30 | $25.5M |
| 2024 | 30 | $27.7M |
| 2025 | 36 | $30.5M |
| 2026 | 13 | $9.7M |
Related SBA lenders
Other lenders active in Florida or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
DFCU Financial: frequently asked questions
Does DFCU Financial offer SBA loans?
Yes. DFCU Financial appears in the public SBA data with 218 funded SBA 7(a) loans totaling $192.8M.
How many SBA loans has DFCU Financial made?
DFCU Financial is associated with 218 SBA 7(a) loans totaling $192.8M in the public SBA data (as of 2026-03-31).
What is DFCU Financial's SBA charge-off rate?
About 1.4% of DFCU Financial's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does DFCU Financial do most of its SBA lending?
DFCU Financial's SBA lending in the data is most concentrated in Florida, and by industry in Accommodation and Food Services.
Is DFCU Financial an SBA Preferred Lender (PLP)?
The loan record shows DFCU Financial operating under PLP delegated authority: 52 of its 7(a) loans (23.8%) were processed through the Preferred Lenders Program, including 52 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). DFCU Financial SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/dfcu-financial/
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