SBA lender profile
DFCU Financial
DFCU Financial appears in the public SBA loan data with 174 funded 7(a) loans totaling $153.2M, an average of $881K per loan, and an estimated 3,475 jobs supported. Its SBA lending concentrates in Florida and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.6%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
174
Total volume
$153.2M
Average loan size
$881K
Charge-off rate
0.6%
Share of funded loans charged off
Jobs supported (reported)
3,475
Programs
7(a)
Where DFCU Financial lends
Top states by funded SBA volume.
What DFCU Financial funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 36 | $32.6M |
| Retail Trade | 21 | $25.2M |
| Health Care and Social Assistance | 17 | $16.7M |
| Other Services | 19 | $16.2M |
| Wholesale Trade | 11 | $12.8M |
| Arts, Entertainment, Recreation | 11 | $12.0M |
DFCU Financial SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 19 | $18.2M |
| 2021 | 28 | $29.7M |
| 2022 | 18 | $12.0M |
| 2023 | 30 | $25.5M |
| 2024 | 30 | $27.7M |
| 2025 | 36 | $30.5M |
| 2026 | 13 | $9.7M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of DFCU Financial's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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