SBA lender profile
Foundation One Bank
Foundation One Bank appears in the public SBA loan data with 9 funded 7(a) loans totaling $6.8M, an average of $759K per loan, and an estimated 145 jobs supported. Its SBA lending concentrates in Nebraska and the Real Estate sector. Across all of its loans in the data, its charge-off rate is 11.1%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
9
Total volume
$6.8M
Average loan size
$759K
Charge-off rate
11.1%
Share of funded loans charged off
Jobs supported (reported)
145
Programs
7(a)
Bank profile
via FDIC- Total assets
- $201M
- Headquarters
- Waterloo, NE
- FDIC cert
- #18761
- Status
- Active
Where Foundation One Bank lends
Top states by funded SBA volume.
What Foundation One Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Real Estate | 2 | $3.3M |
| Accommodation and Food Services | 2 | $1.6M |
| Construction | 2 | $923K |
| Retail Trade | 2 | $900K |
| Arts, Entertainment, Recreation | 1 | $148K |
Foundation One Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 2 | $923K |
| 2022 | 6 | $5.3M |
| 2023 | 1 | $650K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Foundation One Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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