SBA lender profile
Harmony Bank
Harmony Bank appears in the public SBA loan data with 9 funded 7(a) loans totaling $4.3M, an average of $482K per loan, and an estimated 122 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
9
Total volume
$4.3M
Average loan size
$482K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
122
Programs
7(a)
Bank profile
via FDIC- Total assets
- $817M
- Headquarters
- Dallas, TX
- FDIC cert
- #57922
- Status
- Active
Where Harmony Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 9 | $4.3M |
What Harmony Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 3 | $2.3M |
| Real Estate | 1 | $772K |
| Other Services | 2 | $554K |
| Construction | 1 | $400K |
| Retail Trade | 1 | $212K |
| Health Care and Social Assistance | 1 | $125K |
Harmony Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 1 | $772K |
| 2022 | 2 | $1.8M |
| 2023 | 2 | $619K |
| 2024 | 1 | $125K |
| 2025 | 1 | $320K |
| 2026 | 2 | $752K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Harmony Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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