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SBA lender profile

Main Street Launch

Main Street Launch appears in the public SBA loan data with 498 funded 7(a) loans since FY2010, totaling $83.8M, an average of $168K per loan, and an estimated 4,825 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 20.9%. 9.8% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 2
Scale 75
Activity 70
Consistency 79

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
498
Since FY2010
Total volume
$83.8M
Average loan size
$168K
7(a) charge-off rate
20.9%
Share of 7(a) loans charged off
Jobs supported (reported)
4,825
Programs
7(a)

Is Main Street Launch the right lender for you?

Lenders fund what they know. Main Street Launch's SBA lending concentrates in California (491 loans) and Accommodation and Food Services (155 loans), at an average loan of $168K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where Main Street Launch lends

Top states by funded SBA volume.

StateLoansTotal volume
California 491 $82.9M
Utah 1 $150K
Massachusetts 1 $144K
Illinois 1 $130K
Oregon 1 $125K
Louisiana 1 $105K

What Main Street Launch funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 155 $28.8M
Retail Trade 69 $9.8M
Manufacturing 49 $8.7M
Professional and Technical Services 46 $6.8M
Other Services 34 $4.8M
Administrative and Support 26 $4.5M

Main Street Launch SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201225$2.8M
201332$4.5M
201438$5.1M
201557$7.1M
201672$10.0M
201761$9.4M
201855$9.4M
201949$8.5M
202018$3.9M
20214$1.0M
20225$1.2M
202318$5.0M
202445$11.4M
202514$3.5M
20265$895K

Related SBA lenders

Other lenders active in California or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Main Street Launch: frequently asked questions

Does Main Street Launch offer SBA loans?

Yes. Main Street Launch appears in the public SBA data with 498 funded SBA 7(a) loans totaling $83.8M.

How many SBA loans has Main Street Launch made?

Main Street Launch is associated with 498 SBA 7(a) loans totaling $83.8M in the public SBA data (as of 2026-03-31).

What is Main Street Launch's SBA charge-off rate?

About 20.9% of Main Street Launch's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Main Street Launch do most of its SBA lending?

Main Street Launch's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.

Is Main Street Launch an SBA Preferred Lender (PLP)?

The loan record shows Main Street Launch operating under PLP delegated authority: 49 of its 7(a) loans (9.8%) were processed through the Preferred Lenders Program, including 46 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Main Street Launch

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Main Street Launch's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Main Street Launch SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/main-street-launch/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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