SBA lender profile
McCoy FCU
McCoy FCU appears in the public SBA loan data with 10 funded 7(a) loans totaling $4.5M, an average of $450K per loan, and an estimated 109 jobs supported. Its SBA lending concentrates in Florida and the Health Care and Social Assistance sector. Across all of its loans in the data, its charge-off rate is 10.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
10
Total volume
$4.5M
Average loan size
$450K
Charge-off rate
10.0%
Share of funded loans charged off
Jobs supported (reported)
109
Programs
7(a)
Where McCoy FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 10 | $4.5M |
What McCoy FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 3 | $3.2M |
| Accommodation and Food Services | 2 | $630K |
| Information | 1 | $265K |
| Transportation and Warehousing | 1 | $145K |
| Educational Services | 1 | $120K |
| Administrative and Support | 1 | $100K |
McCoy FCU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $150K |
| 2021 | 2 | $385K |
| 2022 | 1 | $145K |
| 2024 | 1 | $150K |
| 2025 | 3 | $660K |
| 2026 | 2 | $3.0M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of McCoy FCU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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