SBA lender profile
McCoy FCU
McCoy FCU appears in the public SBA loan data with 30 funded 7(a) loans since FY2010, totaling $7.0M, an average of $232K per loan, and an estimated 247 jobs supported. Its SBA lending concentrates in Florida and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 16.7%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 41
- Scale 9
- Activity 23
- Consistency 63
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is McCoy FCU the right lender for you?
Lenders fund what they know. McCoy FCU's SBA lending concentrates in Florida (29 loans) and Health Care and Social Assistance (13 loans), at an average loan of $232K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where McCoy FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Florida | 29 | $6.9M |
| California | 1 | $50K |
What McCoy FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 13 | $4.5M |
| Accommodation and Food Services | 3 | $930K |
| Other Services | 3 | $335K |
| Information | 1 | $265K |
| Educational Services | 2 | $170K |
| Retail Trade | 1 | $150K |
McCoy FCU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2014 | 1 | $48K |
| 2015 | 4 | $665K |
| 2016 | 1 | $50K |
| 2017 | 8 | $1.2M |
| 2018 | 4 | $235K |
| 2019 | 2 | $275K |
| 2020 | 1 | $150K |
| 2021 | 2 | $385K |
| 2022 | 1 | $145K |
| 2024 | 1 | $150K |
| 2025 | 3 | $660K |
| 2026 | 2 | $3.0M |
Related SBA lenders
Other lenders active in Florida or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
McCoy FCU: frequently asked questions
Does McCoy FCU offer SBA loans?
Yes. McCoy FCU appears in the public SBA data with 30 funded SBA 7(a) loans totaling $7.0M.
How many SBA loans has McCoy FCU made?
McCoy FCU is associated with 30 SBA 7(a) loans totaling $7.0M in the public SBA data (as of 2026-03-31).
What is McCoy FCU's SBA charge-off rate?
About 16.7% of McCoy FCU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does McCoy FCU do most of its SBA lending?
McCoy FCU's SBA lending in the data is most concentrated in Florida, and by industry in Health Care and Social Assistance.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). McCoy FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/mccoy-fcu/
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