SBA lender profile
Rayne State Bank & Trust Company
Rayne State Bank & Trust Company appears in the public SBA loan data with 77 funded 7(a) loans since FY2010, totaling $60.4M, an average of $785K per loan, and an estimated 1,122 jobs supported. Its SBA lending concentrates in Louisiana and the Mining and Extraction sector. Across its 7(a) loans, the charge-off rate is 5.2%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 62
- Scale 52
- Activity 58
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Rayne State Bank & Trust Company the right lender for you?
Lenders fund what they know. Rayne State Bank & Trust Company's SBA lending concentrates in Louisiana (75 loans) and Mining and Extraction (9 loans), at an average loan of $785K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $574M
- Headquarters
- Rayne, LA
- FDIC cert
- #16075
- Status
- Active
Where Rayne State Bank & Trust Company lends
Top states by funded SBA volume.
Metro areas where Rayne State Bank & Trust Company funds
What Rayne State Bank & Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Mining and Extraction | 9 | $17.1M |
| Real Estate | 6 | $12.4M |
| Manufacturing | 11 | $7.8M |
| Professional and Technical Services | 6 | $6.4M |
| Health Care and Social Assistance | 13 | $5.2M |
| Wholesale Trade | 4 | $4.5M |
Rayne State Bank & Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 4 | $2.6M |
| 2011 | 6 | $4.5M |
| 2012 | 9 | $8.1M |
| 2013 | 8 | $5.3M |
| 2014 | 1 | $5.0M |
| 2015 | 4 | $4.4M |
| 2016 | 3 | $2.3M |
| 2017 | 11 | $2.2M |
| 2018 | 5 | $3.9M |
| 2019 | 1 | $552K |
| 2020 | 7 | $4.0M |
| 2021 | 6 | $3.9M |
| 2022 | 2 | $3.7M |
| 2023 | 5 | $6.3M |
| 2024 | 2 | $1.9M |
| 2025 | 2 | $1.8M |
| 2026 | 1 | $56K |
Related SBA lenders
Other lenders active in Louisiana or in Mining and Extraction.
Comparing lenders? See how to choose an SBA lender by track record.
Rayne State Bank & Trust Company: frequently asked questions
Does Rayne State Bank & Trust Company offer SBA loans?
Yes. Rayne State Bank & Trust Company appears in the public SBA data with 77 funded SBA 7(a) loans totaling $60.4M.
How many SBA loans has Rayne State Bank & Trust Company made?
Rayne State Bank & Trust Company is associated with 77 SBA 7(a) loans totaling $60.4M in the public SBA data (as of 2026-03-31).
What is Rayne State Bank & Trust Company's SBA charge-off rate?
About 5.2% of Rayne State Bank & Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Rayne State Bank & Trust Company do most of its SBA lending?
Rayne State Bank & Trust Company's SBA lending in the data is most concentrated in Louisiana, and by industry in Mining and Extraction.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Rayne State Bank & Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/rayne-state-bank-trust-company/
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