SBA lender profile
Rayne State Bank & Trust Company
Rayne State Bank & Trust Company appears in the public SBA loan data with 25 funded 7(a) loans totaling $21.6M, an average of $863K per loan, and an estimated 460 jobs supported. Its SBA lending concentrates in Louisiana and the Mining and Extraction sector. Across all of its loans in the data, its charge-off rate is 4.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
25
Total volume
$21.6M
Average loan size
$863K
Charge-off rate
4.0%
Share of funded loans charged off
Jobs supported (reported)
460
Programs
7(a)
Bank profile
via FDIC- Total assets
- $574M
- Headquarters
- Rayne, LA
- FDIC cert
- #16075
- Status
- Active
Where Rayne State Bank & Trust Company lends
Top states by funded SBA volume.
What Rayne State Bank & Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Mining and Extraction | 3 | $4.7M |
| Manufacturing | 5 | $4.7M |
| Real Estate | 2 | $4.2M |
| Wholesale Trade | 1 | $2.1M |
| Health Care and Social Assistance | 3 | $1.8M |
| Professional and Technical Services | 1 | $1.8M |
Rayne State Bank & Trust Company SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 7 | $4.0M |
| 2021 | 6 | $3.9M |
| 2022 | 2 | $3.7M |
| 2023 | 5 | $6.3M |
| 2024 | 2 | $1.9M |
| 2025 | 2 | $1.8M |
| 2026 | 1 | $56K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Rayne State Bank & Trust Company's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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