SBA lender profile
State Bank of Texas
State Bank of Texas appears in the public SBA loan data with 17 funded 7(a) loans totaling $25.1M, an average of $1.5M per loan, and an estimated 120 jobs supported. Its SBA lending concentrates in Alabama and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
17
Total volume
$25.1M
Average loan size
$1.5M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
120
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.8B
- Headquarters
- Irving, TX
- FDIC cert
- #27074
- Status
- Active
Where State Bank of Texas lends
Top states by funded SBA volume.
What State Bank of Texas funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 16 | $24.6M |
| Retail Trade | 1 | $480K |
State Bank of Texas SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1 | $615K |
| 2021 | 13 | $19.0M |
| 2022 | 2 | $5.0M |
| 2024 | 1 | $480K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of State Bank of Texas's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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