SBA lender profile
Stone Bank
Stone Bank appears in the public SBA loan data with 633 funded 7(a) loans since FY2010, totaling $509.3M, an average of $805K per loan, and an estimated 6,895 jobs supported. Its SBA lending concentrates in Florida and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.3%. 75.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 71
- Scale 88
- Activity 91
- Consistency 66
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Stone Bank the right lender for you?
Lenders fund what they know. Stone Bank's SBA lending concentrates in Florida (149 loans) and Accommodation and Food Services (64 loans), at an average loan of $805K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $895M
- Headquarters
- Mountain View, AR
- FDIC cert
- #17431
- Status
- Active
Where Stone Bank lends
Top states by funded SBA volume.
Metro areas where Stone Bank funds
What Stone Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 64 | $106.4M |
| Other Services | 81 | $96.0M |
| Retail Trade | 75 | $61.1M |
| Health Care and Social Assistance | 53 | $38.1M |
| Construction | 55 | $32.4M |
| Arts, Entertainment, Recreation | 24 | $26.2M |
Stone Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2015 | 1 | $1.8M |
| 2016 | 7 | $4.9M |
| 2017 | 10 | $12.5M |
| 2018 | 65 | $72.4M |
| 2019 | 76 | $80.2M |
| 2020 | 46 | $53.3M |
| 2021 | 36 | $55.3M |
| 2022 | 19 | $27.9M |
| 2023 | 24 | $48.9M |
| 2024 | 15 | $19.9M |
| 2025 | 226 | $87.8M |
| 2026 | 108 | $44.4M |
Related SBA lenders
Other lenders active in Florida or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Stone Bank: frequently asked questions
Does Stone Bank offer SBA loans?
Yes. Stone Bank appears in the public SBA data with 633 funded SBA 7(a) loans totaling $509.3M.
How many SBA loans has Stone Bank made?
Stone Bank is associated with 633 SBA 7(a) loans totaling $509.3M in the public SBA data (as of 2026-03-31).
What is Stone Bank's SBA charge-off rate?
About 3.3% of Stone Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Stone Bank do most of its SBA lending?
Stone Bank's SBA lending in the data is most concentrated in Florida, and by industry in Accommodation and Food Services.
Is Stone Bank an SBA Preferred Lender (PLP)?
The loan record shows Stone Bank operating under PLP delegated authority: 479 of its 7(a) loans (75.7%) were processed through the Preferred Lenders Program, including 330 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Stone Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/stone-bank/
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