SBA lending by state
SBA Lending in Mississippi
In Mississippi, SBA lenders funded 6,958 7(a) and 504 loans since FY2010, totaling $2.9B, an average of $415K per loan. The most active lender is Community Bank of Mississippi, and the most-funded industry is Agriculture, Forestry, Fishing.
By Mario Bailey · Source: SBA FOIA data, FY2010–2026 (as of 2026-03-31)
Top SBA lenders in Mississippi
Ranked by SBA loans funded in Mississippi since FY2010. Each lender's figures, including its 7(a) charge-off rate, cover its Mississippi loans only. Charge-off is reported on 7(a) loans, never on 504 loans, so a lender without a reliable 7(a) sample in Mississippi shows “not reported,” never 0%.
See the full Mississippi ranking : up to 25 lenders, with the 7(a) vs 504 leaders and industry context.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Community Bank of Mississippi | 1,055 | $402.6M | $382K | 4.64% |
| 2 | Trustmark Bank | 827 | $130.3M | $158K | 4.96% |
| 3 | First Financial Bank | 776 | $245.8M | $317K | 5.03% |
| 4 | Peoples Bank | 741 | $237.1M | $320K | 5.53% |
| 5 | Covington County Bank | 531 | $39.3M | $74K | 0.19% |
| 6 | BankPlus | 315 | $125.7M | $399K | 3.49% |
| 7 | The Huntington National Bank | 241 | $96.1M | $399K | 3.73% |
| 8 | Renasant Bank | 230 | $116.3M | $506K | 6.09% |
| 9 | BankFirst Financial Services | 196 | $78.8M | $402K | 2.55% |
| 10 | Wells Fargo Bank National Association | 120 | $24.7M | $206K | 5.83% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to find your SBA lender in Mississippi?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
504 lenders (CDCs) in Mississippi
An SBA 504 project in Mississippi pairs two lenders: a bank or credit union funds roughly half the cost as a first mortgage, and a Certified Development Company (CDC) funds about 40% through an SBA-backed debenture, with the borrower putting down around 10%. Below are the CDCs most active on 504 loans in Mississippi, ranked by 504 loans funded in the state since FY2010. Figures are 504-only; charge-off is reported on 7(a) loans only and does not apply to CDCs.
| CDC | 504 loans | 504 volume |
|---|---|---|
| Three Rivers Local Development Company, Inc. | 74 | $109.8M |
| Central Mississippi Development Company, Inc. | 40 | $46.9M |
| Six Bridges Capital Corporation | 5 | $4.6M |
| Southern Development Council | 4 | $6.7M |
| Georgia Certified Development Corporation | 2 | $2.3M |
| Wakarusa Valley Development, Inc. | 1 | $1.6M |
| Brightbridge, Inc. | 1 | $1.4M |
| JEDCO Development Corporation | 1 | $861K |
| South Central Tennessee Business Development Corporation | 1 | $637K |
All Certified Development Companies · Current 504 loan rates · How 504 loans work
Top industries funded in Mississippi
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 2,006 | $901.9M |
| Accommodation and Food Services | 865 | $658.8M |
| Retail Trade | 838 | $323.5M |
| Health Care and Social Assistance | 467 | $169.2M |
| Manufacturing | 313 | $163.3M |
| Other Services | 428 | $131.5M |
| Arts, Entertainment, Recreation | 194 | $82.2M |
| Professional and Technical Services | 299 | $74.4M |
Top cities for SBA loans in Mississippi
Where SBA 7(a) and 504 borrowers in Mississippi are located, by funded volume.
| City | Loans | Total volume |
|---|---|---|
| Jackson | 356 | $130.7M |
| Carthage | 271 | $93.1M |
| Biloxi | 150 | $90.3M |
| Columbus | 87 | $84.1M |
| Olive Branch | 106 | $83.2M |
| Laurel | 152 | $81.5M |
| Collins | 407 | $74.9M |
| Ridgeland | 200 | $74.1M |
SBA lending by metro area in Mississippi
Which lenders fund each Mississippi market, with local loan sizes and industries.
- SBA lenders in Memphis, TN 1,716 loans
- SBA lenders in Jackson, MS 2,029 loans
- SBA lenders in Gulfport, MS 687 loans
- SBA lenders in Laurel, MS 328 loans
- SBA lenders in Columbus, MS 144 loans
- SBA lenders in Hattiesburg, MS 338 loans
- SBA lenders in Tupelo, MS 174 loans
- SBA lenders in Meridian, MS 102 loans
- SBA lenders in McComb, MS 112 loans
- SBA lenders in Brookhaven, MS 123 loans
- SBA lenders in Oxford, MS 96 loans
- SBA lenders in Vicksburg, MS 61 loans
- SBA lenders in Greenville, MS 46 loans
- SBA lenders in Starkville, MS 71 loans
- SBA lenders in Natchez, MS 35 loans
- SBA lenders in Cleveland, MS 31 loans
- SBA lenders in Picayune, MS 54 loans
SBA lending in Mississippi by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 741 | $180.3M |
| 2011 | 747 | $273.8M |
| 2012 | 442 | $132.5M |
| 2013 | 426 | $137.3M |
| 2014 | 412 | $153.3M |
| 2015 | 447 | $166.9M |
| 2016 | 466 | $145.8M |
| 2017 | 405 | $164.7M |
| 2018 | 380 | $157.2M |
| 2019 | 334 | $141.6M |
| 2020 | 295 | $159.8M |
| 2021 | 378 | $218.0M |
| 2022 | 295 | $137.5M |
| 2023 | 336 | $223.0M |
| 2024 | 366 | $180.9M |
| 2025 | 352 | $205.4M |
| 2026 | 136 | $110.9M |
SBA lending in Mississippi: frequently asked questions
How much SBA lending is there in Mississippi?
SBA lenders funded 6,958 7(a) and 504 loans totaling $2.9B in Mississippi in the public SBA data (as of 2026-03-31), an average of $415K per loan.
Who is the most active SBA lender in Mississippi?
Community Bank of Mississippi is the most active SBA lender in Mississippi in the public data, by loans funded.
What industries get the most SBA loans in Mississippi?
The most-funded industry for SBA loans in Mississippi is Agriculture, Forestry, Fishing.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.