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The State Exchange Bank

The State Exchange Bank appears in the public SBA loan data with 4 funded 7(a) loans since FY2010, totaling $2.1M, an average of $516K per loan, and an estimated 47 jobs supported. Its SBA lending concentrates in Oklahoma and the Manufacturing sector. With only 4 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
4
Since FY2010
Total volume
$2.1M
Average loan size
$516K
7(a) charge-off rate
Insufficient data
Only 4 7(a) loans in the data
Jobs supported (reported)
47
Programs
7(a)

Is The State Exchange Bank the right lender for you?

The State Exchange Bank appears in the SBA record with 4 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$95M
Headquarters
Lamont, OK
FDIC cert
#13551
Status
Active

Where The State Exchange Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Oklahoma 3 $1.6M
New Jersey 1 $500K

What The State Exchange Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Manufacturing 1 $984K
Retail Trade 1 $500K
Mining and Extraction 1 $434K
Accommodation and Food Services 1 $147K

The State Exchange Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20121$434K
20131$984K
20252$647K

Related SBA lenders

Other lenders active in Oklahoma or in Manufacturing.

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The State Exchange Bank: frequently asked questions

Does The State Exchange Bank offer SBA loans?

Yes. The State Exchange Bank appears in the public SBA data with 4 funded SBA 7(a) loans totaling $2.1M.

How many SBA loans has The State Exchange Bank made?

The State Exchange Bank is associated with 4 SBA 7(a) loans totaling $2.1M in the public SBA data (as of 2026-03-31).

What is The State Exchange Bank's SBA charge-off rate?

The State Exchange Bank appears with only 4 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does The State Exchange Bank do most of its SBA lending?

The State Exchange Bank's SBA lending in the data is most concentrated in Oklahoma, and by industry in Manufacturing.

For The State Exchange Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of The State Exchange Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). The State Exchange Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-state-exchange-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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