SBA lender profile
The State Exchange Bank
The State Exchange Bank appears in the public SBA loan data with 2 funded 7(a) loans totaling $647K, an average of $323K per loan, and an estimated 11 jobs supported. Its SBA lending concentrates in New Jersey and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
2
Total volume
$647K
Average loan size
$323K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
11
Programs
7(a)
Bank profile
via FDIC- Total assets
- $95M
- Headquarters
- Lamont, OK
- FDIC cert
- #13551
- Status
- Active
Where The State Exchange Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Jersey | 1 | $500K |
| Oklahoma | 1 | $147K |
What The State Exchange Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 1 | $500K |
| Accommodation and Food Services | 1 | $147K |
The State Exchange Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2025 | 2 | $647K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The State Exchange Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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