SBA lender profile
Tri Counties Bank
Tri Counties Bank appears in the public SBA loan data with 318 funded 7(a) loans since FY2010, totaling $98.6M, an average of $310K per loan, and an estimated 2,931 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 1.6%. 37.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 81
- Scale 73
- Activity 32
- Consistency 75
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Tri Counties Bank the right lender for you?
Lenders fund what they know. Tri Counties Bank's SBA lending concentrates in California (317 loans) and Accommodation and Food Services (34 loans), at an average loan of $310K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $9.9B
- Headquarters
- Chico, CA
- FDIC cert
- #21943
- Status
- Active
Where Tri Counties Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 317 | $95.9M |
| Oregon | 1 | $2.7M |
Metro areas where Tri Counties Bank funds
What Tri Counties Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 34 | $20.4M |
| Retail Trade | 32 | $12.2M |
| Manufacturing | 33 | $11.7M |
| Construction | 45 | $11.1M |
| Transportation and Warehousing | 79 | $8.0M |
| Health Care and Social Assistance | 15 | $7.3M |
Tri Counties Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 8 | $4.3M |
| 2011 | 16 | $14.3M |
| 2012 | 7 | $2.6M |
| 2013 | 13 | $9.2M |
| 2014 | 21 | $9.7M |
| 2015 | 47 | $8.8M |
| 2016 | 70 | $12.6M |
| 2017 | 64 | $11.4M |
| 2018 | 22 | $6.8M |
| 2019 | 21 | $7.7M |
| 2020 | 13 | $3.0M |
| 2021 | 8 | $5.6M |
| 2022 | 5 | $641K |
| 2023 | 3 | $1.9M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Tri Counties Bank: frequently asked questions
Does Tri Counties Bank offer SBA loans?
Yes. Tri Counties Bank appears in the public SBA data with 318 funded SBA 7(a) loans totaling $98.6M.
How many SBA loans has Tri Counties Bank made?
Tri Counties Bank is associated with 318 SBA 7(a) loans totaling $98.6M in the public SBA data (as of 2026-03-31).
What is Tri Counties Bank's SBA charge-off rate?
About 1.6% of Tri Counties Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Tri Counties Bank do most of its SBA lending?
Tri Counties Bank's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is Tri Counties Bank an SBA Preferred Lender (PLP)?
The loan record shows Tri Counties Bank operating under PLP delegated authority: 120 of its 7(a) loans (37.7%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Tri Counties Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/tri-counties-bank/
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