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SBA lender profile

Bank of the Orient

Bank of the Orient appears in the public SBA loan data with 62 funded 7(a) loans since FY2010, totaling $78.5M, an average of $1.3M per loan, and an estimated 509 jobs supported. Its SBA lending concentrates in Texas and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 0.0%. 69.3% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 82
Scale 53
Activity 73
Consistency 50

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
62
Since FY2010
Total volume
$78.5M
Average loan size
$1.3M
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
509
Programs
7(a)

Is Bank of the Orient the right lender for you?

Lenders fund what they know. Bank of the Orient's SBA lending concentrates in Texas (35 loans) and Retail Trade (39 loans), at an average loan of $1.3M. If your business does not look like that, a different SBA lender is likely the better fit.

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Bank profile

via FDIC
Total assets
$1.2B
Headquarters
San Francisco, CA
FDIC cert
#20387
Status
Active

Where Bank of the Orient lends

Top states by funded SBA volume.

StateLoansTotal volume
Texas 35 $57.9M
California 25 $19.2M
Louisiana 1 $810K
Hawaii 1 $579K

What Bank of the Orient funds

Top industries by funded SBA volume.

Bank of the Orient SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201310$5.2M
20149$3.9M
20202$2.0M
202120$30.1M
20228$12.1M
20237$13.6M
20244$8.6M
20252$2.9M

Related SBA lenders

Other lenders active in Texas or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Bank of the Orient: frequently asked questions

Does Bank of the Orient offer SBA loans?

Yes. Bank of the Orient appears in the public SBA data with 62 funded SBA 7(a) loans totaling $78.5M.

How many SBA loans has Bank of the Orient made?

Bank of the Orient is associated with 62 SBA 7(a) loans totaling $78.5M in the public SBA data (as of 2026-03-31).

What is Bank of the Orient's SBA charge-off rate?

About 0.0% of Bank of the Orient's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does Bank of the Orient do most of its SBA lending?

Bank of the Orient's SBA lending in the data is most concentrated in Texas, and by industry in Retail Trade.

Is Bank of the Orient an SBA Preferred Lender (PLP)?

The loan record shows Bank of the Orient operating under PLP delegated authority: 43 of its 7(a) loans (69.3%) were processed through the Preferred Lenders Program, including 6 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For Bank of the Orient

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Bank of the Orient's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Bank of the Orient SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/bank-of-the-orient/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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