SBA lender profile
Cathay Bank
Cathay Bank appears in the public SBA loan data with 399 funded 7(a) loans since FY2010, totaling $314.5M, an average of $788K per loan, and an estimated 4,070 jobs supported. Its SBA lending concentrates in California and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 1.5%. 71.9% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 83
- Activity 75
- Consistency 87
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Cathay Bank the right lender for you?
Lenders fund what they know. Cathay Bank's SBA lending concentrates in California (276 loans) and Wholesale Trade (102 loans), at an average loan of $788K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $24.0B
- Headquarters
- Los Angeles, CA
- FDIC cert
- #18503
- Status
- Active
Where Cathay Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 276 | $217.3M |
| Washington | 41 | $28.5M |
| Texas | 29 | $23.1M |
| New York | 21 | $14.2M |
| Illinois | 12 | $12.6M |
| Arizona | 2 | $7.3M |
Metro areas where Cathay Bank funds
What Cathay Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 102 | $80.2M |
| Accommodation and Food Services | 85 | $79.8M |
| Retail Trade | 87 | $67.8M |
| Health Care and Social Assistance | 31 | $28.2M |
| Manufacturing | 21 | $16.6M |
| Other Services | 16 | $11.7M |
Cathay Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 21 | $10.8M |
| 2011 | 11 | $13.3M |
| 2012 | 23 | $8.5M |
| 2013 | 29 | $14.0M |
| 2014 | 33 | $16.5M |
| 2015 | 46 | $22.4M |
| 2016 | 39 | $17.5M |
| 2017 | 31 | $28.7M |
| 2018 | 29 | $35.2M |
| 2019 | 23 | $23.4M |
| 2020 | 21 | $32.3M |
| 2021 | 23 | $25.6M |
| 2022 | 27 | $23.9M |
| 2023 | 10 | $9.4M |
| 2024 | 4 | $1.4M |
| 2025 | 19 | $17.6M |
| 2026 | 10 | $14.0M |
Related SBA lenders
Other lenders active in California or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Cathay Bank: frequently asked questions
Does Cathay Bank offer SBA loans?
Yes. Cathay Bank appears in the public SBA data with 399 funded SBA 7(a) loans totaling $314.5M.
How many SBA loans has Cathay Bank made?
Cathay Bank is associated with 399 SBA 7(a) loans totaling $314.5M in the public SBA data (as of 2026-03-31).
What is Cathay Bank's SBA charge-off rate?
About 1.5% of Cathay Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Cathay Bank do most of its SBA lending?
Cathay Bank's SBA lending in the data is most concentrated in California, and by industry in Wholesale Trade.
Is Cathay Bank an SBA Preferred Lender (PLP)?
The loan record shows Cathay Bank operating under PLP delegated authority: 287 of its 7(a) loans (71.9%) were processed through the Preferred Lenders Program, including 33 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Cathay Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/cathay-bank/
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