SBA lender profile
Cathay Bank
Cathay Bank appears in the public SBA loan data with 114 funded 7(a) loans totaling $124.1M, an average of $1.1M per loan, and an estimated 1,200 jobs supported. Its SBA lending concentrates in California and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.9%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
114
Total volume
$124.1M
Average loan size
$1.1M
Charge-off rate
0.9%
Share of funded loans charged off
Jobs supported (reported)
1,200
Programs
7(a)
Bank profile
via FDIC- Total assets
- $24.0B
- Headquarters
- Los Angeles, CA
- FDIC cert
- #18503
- Status
- Active
Where Cathay Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 84 | $92.4M |
| Washington | 11 | $11.5M |
| New York | 6 | $7.7M |
| Arizona | 1 | $4.0M |
| Ohio | 2 | $1.9M |
| New Jersey | 1 | $1.7M |
What Cathay Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 41 | $31.2M |
| Accommodation and Food Services | 21 | $29.4M |
| Wholesale Trade | 18 | $28.1M |
| Health Care and Social Assistance | 10 | $17.3M |
| Other Services | 9 | $6.1M |
| Transportation and Warehousing | 3 | $4.7M |
Cathay Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 21 | $32.3M |
| 2021 | 23 | $25.6M |
| 2022 | 27 | $23.9M |
| 2023 | 10 | $9.4M |
| 2024 | 4 | $1.4M |
| 2025 | 19 | $17.6M |
| 2026 | 10 | $14.0M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Cathay Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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