SBA lender profile
Coastal States Bank
Coastal States Bank appears in the public SBA loan data with 103 funded 7(a) loans totaling $144.5M, an average of $1.4M per loan, and an estimated 1,652 jobs supported. Its SBA lending concentrates in Texas and the Health Care and Social Assistance sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
103
Total volume
$144.5M
Average loan size
$1.4M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
1,652
Programs
7(a)
Bank profile
via FDIC- Total assets
- $2.3B
- Headquarters
- Hilton Head Island, SC
- FDIC cert
- #57756
- Status
- Active
Where Coastal States Bank lends
Top states by funded SBA volume.
What Coastal States Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 34 | $68.6M |
| Accommodation and Food Services | 15 | $15.5M |
| Arts, Entertainment, Recreation | 5 | $11.2M |
| Other Services | 15 | $9.9M |
| Educational Services | 3 | $7.1M |
| Retail Trade | 8 | $6.0M |
Coastal States Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 20 | $19.8M |
| 2021 | 25 | $33.1M |
| 2022 | 12 | $23.0M |
| 2023 | 7 | $11.1M |
| 2024 | 14 | $15.4M |
| 2025 | 19 | $26.2M |
| 2026 | 6 | $15.9M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Coastal States Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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