SBA lender profile
Coastal States Bank
Coastal States Bank appears in the public SBA loan data with 556 funded 7(a) loans since FY2010, totaling $561.3M, an average of $1.0M per loan, and an estimated 12,758 jobs supported. Its SBA lending concentrates in Georgia and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 4.5%. 34.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 64
- Scale 87
- Activity 82
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Coastal States Bank the right lender for you?
Lenders fund what they know. Coastal States Bank's SBA lending concentrates in Georgia (277 loans) and Accommodation and Food Services (207 loans), at an average loan of $1.0M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.3B
- Headquarters
- Hilton Head Island, SC
- FDIC cert
- #57756
- Status
- Active
Where Coastal States Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Georgia | 277 | $254.3M |
| Texas | 37 | $51.7M |
| Florida | 31 | $35.7M |
| North Carolina | 36 | $32.9M |
| Alabama | 31 | $31.9M |
| South Carolina | 26 | $24.0M |
Metro areas where Coastal States Bank funds
What Coastal States Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 207 | $179.3M |
| Health Care and Social Assistance | 63 | $110.2M |
| Retail Trade | 69 | $62.9M |
| Other Services | 51 | $35.4M |
| Arts, Entertainment, Recreation | 23 | $32.5M |
| Real Estate | 19 | $28.3M |
Coastal States Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 17 | $14.7M |
| 2011 | 91 | $100.8M |
| 2012 | 81 | $64.3M |
| 2013 | 94 | $80.3M |
| 2014 | 64 | $70.1M |
| 2015 | 20 | $14.2M |
| 2016 | 24 | $15.2M |
| 2017 | 26 | $21.9M |
| 2018 | 17 | $16.3M |
| 2019 | 19 | $19.0M |
| 2020 | 20 | $19.8M |
| 2021 | 25 | $33.1M |
| 2022 | 12 | $23.0M |
| 2023 | 7 | $11.1M |
| 2024 | 14 | $15.4M |
| 2025 | 19 | $26.2M |
| 2026 | 6 | $15.9M |
Related SBA lenders
Other lenders active in Georgia or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Coastal States Bank: frequently asked questions
Does Coastal States Bank offer SBA loans?
Yes. Coastal States Bank appears in the public SBA data with 556 funded SBA 7(a) loans totaling $561.3M.
How many SBA loans has Coastal States Bank made?
Coastal States Bank is associated with 556 SBA 7(a) loans totaling $561.3M in the public SBA data (as of 2026-03-31).
What is Coastal States Bank's SBA charge-off rate?
About 4.5% of Coastal States Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Coastal States Bank do most of its SBA lending?
Coastal States Bank's SBA lending in the data is most concentrated in Georgia, and by industry in Accommodation and Food Services.
Is Coastal States Bank an SBA Preferred Lender (PLP)?
The loan record shows Coastal States Bank operating under PLP delegated authority: 192 of its 7(a) loans (34.5%) were processed through the Preferred Lenders Program, including 39 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Coastal States Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/coastal-states-bank/
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