SBA lender profile
Midwest BankCentre
Midwest BankCentre appears in the public SBA loan data with 120 funded 7(a) loans since FY2010, totaling $125.3M, an average of $1.0M per loan, and an estimated 2,296 jobs supported. Its SBA lending concentrates in Missouri and the Wholesale Trade sector. Across its 7(a) loans, the charge-off rate is 0.8%. 56.7% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 65
- Activity 85
- Consistency 76
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Midwest BankCentre the right lender for you?
Lenders fund what they know. Midwest BankCentre's SBA lending concentrates in Missouri (51 loans) and Wholesale Trade (10 loans), at an average loan of $1.0M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $3.0B
- Headquarters
- Lemay, MO
- FDIC cert
- #1058
- Status
- Active
Where Midwest BankCentre lends
Top states by funded SBA volume.
Metro areas where Midwest BankCentre funds
What Midwest BankCentre funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Wholesale Trade | 10 | $31.7M |
| Other Services | 15 | $15.8M |
| Accommodation and Food Services | 15 | $15.0M |
| Manufacturing | 14 | $13.4M |
| Retail Trade | 11 | $9.8M |
| Professional and Technical Services | 11 | $9.0M |
Midwest BankCentre SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $300K |
| 2011 | 7 | $1.7M |
| 2012 | 2 | $125K |
| 2013 | 2 | $1.3M |
| 2014 | 2 | $630K |
| 2015 | 4 | $4.3M |
| 2017 | 1 | $125K |
| 2018 | 2 | $5.3M |
| 2019 | 5 | $8.8M |
| 2020 | 3 | $7.2M |
| 2021 | 5 | $7.4M |
| 2022 | 15 | $13.4M |
| 2023 | 26 | $26.9M |
| 2024 | 19 | $21.1M |
| 2025 | 20 | $22.1M |
| 2026 | 6 | $4.7M |
Related SBA lenders
Other lenders active in Missouri or in Wholesale Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Midwest BankCentre: frequently asked questions
Does Midwest BankCentre offer SBA loans?
Yes. Midwest BankCentre appears in the public SBA data with 120 funded SBA 7(a) loans totaling $125.3M.
How many SBA loans has Midwest BankCentre made?
Midwest BankCentre is associated with 120 SBA 7(a) loans totaling $125.3M in the public SBA data (as of 2026-03-31).
What is Midwest BankCentre's SBA charge-off rate?
About 0.8% of Midwest BankCentre's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Midwest BankCentre do most of its SBA lending?
Midwest BankCentre's SBA lending in the data is most concentrated in Missouri, and by industry in Wholesale Trade.
Is Midwest BankCentre an SBA Preferred Lender (PLP)?
The loan record shows Midwest BankCentre operating under PLP delegated authority: 68 of its 7(a) loans (56.7%) were processed through the Preferred Lenders Program, including 41 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Midwest BankCentre SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/midwest-bankcentre/
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