SBA lender profile
Redwood Capital Bank
Redwood Capital Bank appears in the public SBA loan data with 112 funded 7(a) loans since FY2010, totaling $33.3M, an average of $297K per loan, and an estimated 1,309 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.9%. 45.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 50
- Activity 41
- Consistency 77
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Redwood Capital Bank the right lender for you?
Lenders fund what they know. Redwood Capital Bank's SBA lending concentrates in California (112 loans) and Accommodation and Food Services (20 loans), at an average loan of $297K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $543M
- Headquarters
- Eureka, CA
- FDIC cert
- #57610
- Status
- Active
Where Redwood Capital Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 112 | $33.3M |
Metro areas where Redwood Capital Bank funds
What Redwood Capital Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 20 | $13.4M |
| Retail Trade | 17 | $7.8M |
| Construction | 12 | $2.1M |
| Administrative and Support | 20 | $2.0M |
| Other Services | 12 | $1.9M |
| Manufacturing | 10 | $1.5M |
Redwood Capital Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 5 | $237K |
| 2011 | 4 | $1.0M |
| 2012 | 8 | $2.2M |
| 2013 | 10 | $5.2M |
| 2014 | 6 | $785K |
| 2015 | 11 | $2.5M |
| 2016 | 14 | $2.9M |
| 2017 | 16 | $6.3M |
| 2018 | 9 | $1.5M |
| 2019 | 2 | $447K |
| 2020 | 3 | $297K |
| 2021 | 8 | $5.7M |
| 2022 | 4 | $546K |
| 2023 | 6 | $1.2M |
| 2024 | 5 | $2.3M |
| 2025 | 1 | $250K |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Redwood Capital Bank: frequently asked questions
Does Redwood Capital Bank offer SBA loans?
Yes. Redwood Capital Bank appears in the public SBA data with 112 funded SBA 7(a) loans totaling $33.3M.
How many SBA loans has Redwood Capital Bank made?
Redwood Capital Bank is associated with 112 SBA 7(a) loans totaling $33.3M in the public SBA data (as of 2026-03-31).
What is Redwood Capital Bank's SBA charge-off rate?
About 0.9% of Redwood Capital Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Redwood Capital Bank do most of its SBA lending?
Redwood Capital Bank's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is Redwood Capital Bank an SBA Preferred Lender (PLP)?
The loan record shows Redwood Capital Bank operating under PLP delegated authority: 51 of its 7(a) loans (45.5%) were processed through the Preferred Lenders Program, including 4 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Redwood Capital Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/redwood-capital-bank/
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