Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

SBA Loan Index

SBA lender profile

Redwood Capital Bank

Redwood Capital Bank appears in the public SBA loan data with 27 funded 7(a) loans totaling $10.2M, an average of $379K per loan, and an estimated 428 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31

Funded loans
27
Total volume
$10.2M
Average loan size
$379K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
428
Programs
7(a)

Bank profile

via FDIC
Total assets
$543M
Headquarters
Eureka, CA
FDIC cert
#57610
Status
Active

Where Redwood Capital Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
California 27 $10.2M

What Redwood Capital Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 8 $6.6M
Retail Trade 1 $992K
Construction 3 $636K
Other Services 2 $514K
Real Estate 2 $480K
Administrative and Support 6 $315K

Redwood Capital Bank SBA lending by year

Fiscal yearLoansTotal volume
20203$297K
20218$5.7M
20224$546K
20236$1.2M
20245$2.3M
20251$250K
Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Redwood Capital Bank's funded loans marked charged off across all of its loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.

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