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SBA lender profile

RiverHills Bank

RiverHills Bank appears in the public SBA loan data with 145 funded 7(a) loans since FY2010, totaling $75.7M, an average of $522K per loan, and an estimated 2,042 jobs supported. Its SBA lending concentrates in Ohio and the Construction sector. Across its 7(a) loans, the charge-off rate is 1.4%. 47.6% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 80
Scale 62
Activity 68
Consistency 77

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
145
Since FY2010
Total volume
$75.7M
Average loan size
$522K
7(a) charge-off rate
1.4%
Share of 7(a) loans charged off
Jobs supported (reported)
2,042
Programs
7(a)

Is RiverHills Bank the right lender for you?

Lenders fund what they know. RiverHills Bank's SBA lending concentrates in Ohio (128 loans) and Construction (26 loans), at an average loan of $522K. If your business does not look like that, a different SBA lender is likely the better fit.

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Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.

Bank profile

via FDIC
Total assets
$344M
Headquarters
Milford, OH
FDIC cert
#6662
Status
Active

Where RiverHills Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Ohio 128 $66.2M
Kentucky 5 $4.8M
Mississippi 12 $4.7M

Metro areas where RiverHills Bank funds

What RiverHills Bank funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Construction 26 $13.9M
Manufacturing 18 $13.4M
Retail Trade 23 $10.4M
Other Services 18 $8.3M
Real Estate 5 $8.2M
Accommodation and Food Services 9 $7.3M

RiverHills Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201016$4.9M
201119$4.5M
20121$25K
20131$183K
20146$1.7M
20153$260K
20166$977K
20174$3.6M
20183$170K
20191$125K
20201$300K
202126$18.8M
202217$12.5M
202317$11.2M
202410$2.3M
20259$4.1M
20265$10.1M

Related SBA lenders

Other lenders active in Ohio or in Construction.

Comparing lenders? See how to choose an SBA lender by track record.

RiverHills Bank: frequently asked questions

Does RiverHills Bank offer SBA loans?

Yes. RiverHills Bank appears in the public SBA data with 145 funded SBA 7(a) loans totaling $75.7M.

How many SBA loans has RiverHills Bank made?

RiverHills Bank is associated with 145 SBA 7(a) loans totaling $75.7M in the public SBA data (as of 2026-03-31).

What is RiverHills Bank's SBA charge-off rate?

About 1.4% of RiverHills Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does RiverHills Bank do most of its SBA lending?

RiverHills Bank's SBA lending in the data is most concentrated in Ohio, and by industry in Construction.

Is RiverHills Bank an SBA Preferred Lender (PLP)?

The loan record shows RiverHills Bank operating under PLP delegated authority: 69 of its 7(a) loans (47.6%) were processed through the Preferred Lenders Program, including 16 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For RiverHills Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of RiverHills Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). RiverHills Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/riverhills-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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