SBA lender profile
SAFE CU
SAFE CU appears in the public SBA loan data with 379 funded 7(a) loans since FY2010, totaling $40.6M, an average of $107K per loan, and an estimated 2,665 jobs supported. Its SBA lending concentrates in California and the Other Services sector. Across its 7(a) loans, the charge-off rate is 4.2%. 10.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 65
- Scale 66
- Activity 18
- Consistency 77
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is SAFE CU the right lender for you?
Lenders fund what they know. SAFE CU's SBA lending concentrates in California (377 loans) and Other Services (43 loans), at an average loan of $107K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where SAFE CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 377 | $40.5M |
| Utah | 1 | $100K |
| Georgia | 1 | $65K |
Metro areas where SAFE CU funds
What SAFE CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 43 | $9.4M |
| Real Estate | 17 | $5.7M |
| Professional and Technical Services | 67 | $4.7M |
| Accommodation and Food Services | 16 | $4.5M |
| Construction | 73 | $3.5M |
| Retail Trade | 43 | $2.7M |
SAFE CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 82 | $3.0M |
| 2011 | 42 | $2.2M |
| 2012 | 27 | $1.2M |
| 2013 | 40 | $4.4M |
| 2014 | 25 | $7.2M |
| 2015 | 36 | $4.4M |
| 2016 | 40 | $6.7M |
| 2017 | 29 | $3.4M |
| 2018 | 31 | $5.1M |
| 2019 | 9 | $1.2M |
| 2020 | 6 | $235K |
| 2021 | 2 | $89K |
| 2022 | 4 | $966K |
| 2023 | 3 | $336K |
| 2024 | 1 | $25K |
| 2025 | 2 | $74K |
Related SBA lenders
Other lenders active in California or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
SAFE CU: frequently asked questions
Does SAFE CU offer SBA loans?
Yes. SAFE CU appears in the public SBA data with 379 funded SBA 7(a) loans totaling $40.6M.
How many SBA loans has SAFE CU made?
SAFE CU is associated with 379 SBA 7(a) loans totaling $40.6M in the public SBA data (as of 2026-03-31).
What is SAFE CU's SBA charge-off rate?
About 4.2% of SAFE CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does SAFE CU do most of its SBA lending?
SAFE CU's SBA lending in the data is most concentrated in California, and by industry in Other Services.
Is SAFE CU an SBA Preferred Lender (PLP)?
The loan record shows SAFE CU operating under PLP delegated authority: 39 of its 7(a) loans (10.3%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). SAFE CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/safe-cu/
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