SBA lender profile
The State Bank and Trust Company
The State Bank and Trust Company appears in the public SBA loan data with 72 funded 7(a) loans totaling $38.7M, an average of $538K per loan, and an estimated 865 jobs supported. Its SBA lending concentrates in Ohio and the Construction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
72
Total volume
$38.7M
Average loan size
$538K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
865
Programs
7(a)
Bank profile
via FDIC- Total assets
- $1.6B
- Headquarters
- Defiance, OH
- FDIC cert
- #13339
- Status
- Active
Where The State Bank and Trust Company lends
Top states by funded SBA volume.
What The State Bank and Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 11 | $9.1M |
| Accommodation and Food Services | 20 | $8.2M |
| Wholesale Trade | 9 | $6.2M |
| Other Services | 9 | $4.8M |
| Manufacturing | 5 | $3.2M |
| Real Estate | 3 | $2.2M |
The State Bank and Trust Company SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 11 | $8.3M |
| 2021 | 13 | $4.7M |
| 2022 | 8 | $4.5M |
| 2023 | 16 | $7.9M |
| 2024 | 16 | $6.5M |
| 2025 | 4 | $4.2M |
| 2026 | 4 | $2.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of The State Bank and Trust Company's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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