SBA lender profile
United Bank of Philadelphia
United Bank of Philadelphia appears in the public SBA loan data with 114 funded 7(a) loans since FY2010, totaling $67.0M, an average of $588K per loan, and an estimated 2,170 jobs supported. Its SBA lending concentrates in Pennsylvania and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 3.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 69
- Scale 58
- Activity 22
- Consistency 71
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is United Bank of Philadelphia the right lender for you?
Lenders fund what they know. United Bank of Philadelphia's SBA lending concentrates in Pennsylvania (71 loans) and Accommodation and Food Services (16 loans), at an average loan of $588K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $50M
- Headquarters
- Philadelphia, PA
- FDIC cert
- #33568
- Status
- Active
Where United Bank of Philadelphia lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Pennsylvania | 71 | $53.7M |
| New Jersey | 8 | $3.8M |
| New York | 3 | $2.2M |
| Washington | 5 | $2.1M |
| South Carolina | 2 | $873K |
| Delaware | 2 | $725K |
What United Bank of Philadelphia funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 16 | $11.9M |
| Other Services | 15 | $10.0M |
| Finance and Insurance | 35 | $9.2M |
| Health Care and Social Assistance | 11 | $7.0M |
| Arts, Entertainment, Recreation | 3 | $5.8M |
| Retail Trade | 12 | $5.3M |
United Bank of Philadelphia SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $80K |
| 2012 | 2 | $3.0M |
| 2013 | 1 | $75K |
| 2014 | 9 | $4.1M |
| 2015 | 10 | $9.5M |
| 2016 | 14 | $13.4M |
| 2017 | 14 | $12.0M |
| 2018 | 13 | $8.5M |
| 2019 | 11 | $2.0M |
| 2020 | 16 | $4.3M |
| 2021 | 12 | $5.8M |
| 2022 | 8 | $3.1M |
| 2024 | 2 | $781K |
| 2026 | 1 | $581K |
Related SBA lenders
Other lenders active in Pennsylvania or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
United Bank of Philadelphia: frequently asked questions
Does United Bank of Philadelphia offer SBA loans?
Yes. United Bank of Philadelphia appears in the public SBA data with 114 funded SBA 7(a) loans totaling $67.0M.
How many SBA loans has United Bank of Philadelphia made?
United Bank of Philadelphia is associated with 114 SBA 7(a) loans totaling $67.0M in the public SBA data (as of 2026-03-31).
What is United Bank of Philadelphia's SBA charge-off rate?
About 3.5% of United Bank of Philadelphia's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does United Bank of Philadelphia do most of its SBA lending?
United Bank of Philadelphia's SBA lending in the data is most concentrated in Pennsylvania, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). United Bank of Philadelphia SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/united-bank-of-philadelphia/
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