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Am I eligible, and which SBA program?

Five quick questions to check the basic SBA eligibility tests and point you to the right program, 7(a) or 504.

Is your business for-profit and operating in the U.S.?

How long have you been operating?

What will you mainly use the funds for?

Are you under your industry's SBA size standard?

Is your business a generally ineligible type (lending, gambling, speculation, etc.)?

Answer all five to see your result.

This is a guide, not a decision. It checks the basic, public SBA eligibility tests (for-profit, U.S.-based, small under your size standard, an eligible business type) and the typical program fit. It is not a guarantee, an application, or a determination. Final eligibility and terms are set by the lender and the SBA, who consider credit, cash flow, collateral, and more. SBA Loan Index is not a lender, broker, or financial advisor.

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