Why trust us
Independent by design
Most ways to find an SBA lender are pay-to-play. We're built the opposite way, and it's not a slogan, it's structural.
When you look for an SBA lender, the usual options are quietly working against you. The SBA's own Lender Match blasts your details to lenders who then cold-call you. Commercial loan marketplaces rank and route by who pays them the most per lead, not by who's actually good for your business. SBA Loan Index exists to be the independent alternative: every figure here is computed from the government's public loan record, ranked by real track record, with nothing sold to the highest bidder.
Our pledge
- Rankings come only from the public SBA loan data, computed the same way for every lender.
- No one can pay for a higher ranking, a better placement, or to be hidden. Ever.
- We label every ad and affiliate link, and disclose any lender relationship in plain sight.
- When we introduce you to a lender, it is by fit (the data), never by who pays us most.
Why this is rare
It's rare because most of the industry can't afford to do it. A lead marketplace's entire business is selling your information to whichever lender bids highest, so it cannot rank by independent track record without breaking its own revenue. We chose a model that doesn't create that conflict, so our incentives point at you, not at the highest bidder.
How we make money (and why it stays clean)
SBA Loan Index is supported by clearly labeled advertising and, where we introduce a borrower to a lender, a transparent referral that's free to you and based on fit, never on placement. Advertising and referrals are walled off from the data: they can't move a ranking. Our editorial policy and methodology spell out exactly how, and our data sources let you check every figure.
The short version: we'd rather be the source you trust than the one that sells your name. That's the whole point, and it's why you can cite our rankings, and why we'll never ask you to take our word for a number you can't verify yourself.