SBA lender profile
1st Community FCU
1st Community FCU appears in the public SBA loan data with 7 funded 7(a) loans totaling $6.0M, an average of $853K per loan, and an estimated 87 jobs supported. Its SBA lending concentrates in Texas and the Mining and Extraction sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
7
Total volume
$6.0M
Average loan size
$853K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
87
Programs
7(a)
Where 1st Community FCU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 7 | $6.0M |
What 1st Community FCU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Mining and Extraction | 2 | $4.2M |
| Other Services | 2 | $1.1M |
| Manufacturing | 2 | $612K |
| Arts, Entertainment, Recreation | 1 | $104K |
1st Community FCU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 2 | $4.2M |
| 2022 | 2 | $612K |
| 2023 | 1 | $939K |
| 2024 | 2 | $259K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of 1st Community FCU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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