Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

SBA Loan Index

SBA lender profile

Carter Bank & Trust

Carter Bank & Trust appears in the public SBA loan data with 1 funded 7(a) loan totaling $500K, an average of $500K per loan, and an estimated 17 jobs supported. Its SBA lending concentrates in North Carolina and the Manufacturing sector. Across all of its loans in the data, its charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31

Funded loans
1
Total volume
$500K
Average loan size
$500K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
17
Programs
7(a)

Bank profile

via FDIC
Total assets
$4.8B
Headquarters
Martinsville, VA
FDIC cert
#58596
Status
Active

Where Carter Bank & Trust lends

Top states by funded SBA volume.

StateLoansTotal volume
North Carolina 1 $500K

What Carter Bank & Trust funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Manufacturing 1 $500K

Carter Bank & Trust SBA lending by year

Fiscal yearLoansTotal volume
20221$500K
Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Carter Bank & Trust's funded loans marked charged off across all of its loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.

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