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Elements Financial Federal Credit Union

Elements Financial Federal Credit Union appears in the public SBA loan data with 3 funded 7(a) loans since FY2010, totaling $685K, an average of $228K per loan, and an estimated 20 jobs supported. Its SBA lending concentrates in Indiana and the Other Services sector. With only 3 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
3
Since FY2010
Total volume
$685K
Average loan size
$228K
7(a) charge-off rate
Insufficient data
Only 3 7(a) loans in the data
Jobs supported (reported)
20
Programs
7(a)

Is Elements Financial Federal Credit Union the right lender for you?

Elements Financial Federal Credit Union appears in the SBA record with 3 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Elements Financial Federal Credit Union lends

Top states by funded SBA volume.

StateLoansTotal volume
Indiana 3 $685K

What Elements Financial Federal Credit Union funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Other Services 1 $319K
Arts, Entertainment, Recreation 1 $190K
Administrative and Support 1 $176K

Elements Financial Federal Credit Union SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20222$495K
20231$190K

Related SBA lenders

Other lenders active in Indiana or in Other Services.

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Elements Financial Federal Credit Union: frequently asked questions

Does Elements Financial Federal Credit Union offer SBA loans?

Yes. Elements Financial Federal Credit Union appears in the public SBA data with 3 funded SBA 7(a) loans totaling $685K.

How many SBA loans has Elements Financial Federal Credit Union made?

Elements Financial Federal Credit Union is associated with 3 SBA 7(a) loans totaling $685K in the public SBA data (as of 2026-03-31).

What is Elements Financial Federal Credit Union's SBA charge-off rate?

Elements Financial Federal Credit Union appears with only 3 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Elements Financial Federal Credit Union do most of its SBA lending?

Elements Financial Federal Credit Union's SBA lending in the data is most concentrated in Indiana, and by industry in Other Services.

For Elements Financial Federal Credit Union

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Elements Financial Federal Credit Union's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Elements Financial Federal Credit Union SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/elements-financial-federal-credit-union/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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