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SBA lending by metro area

SBA lenders in Alpena, MI

Which lenders fund Alpena-area businesses, how much, and how the market compares with Michigan: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
68
Total funded
$28.7M
Average loan
$422K
7(a) charge-off
6.3%

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How Alpena compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Alpena area $208K ▲ 66.4% 7.3% ▼ 0.9 pts
Michigan$125K8.3%
United States$179K11.2%

What gets funded in Alpena

IndustryLoansTotal funded
Retail Trade 17 $12.2M
Accommodation and Food Services 6 $3.1M
Other Services 6 $2.7M
Health Care and Social Assistance 7 $2.7M
Construction 7 $2.3M
Transportation and Warehousing 6 $1.5M
Arts, Entertainment, Recreation 5 $852K

SBA lending in Alpena by year

Geography, precisely

"Alpena area" here means the Alpena, MI micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Alpena County, MI. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.