SBA lending by metro area
SBA lenders in Athens, TX
Which lenders fund Athens-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Athens area
Ranked by SBA volume funded to businesses located in the Athens micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Greater East Texas Certified Development Company | 8 | $6.1M | $762K | not reported |
| 2 | JPMorgan Chase Bank, National Association | 5 | $1.2M | $239K | not reported |
| 3 | PNC Bank, National Association | 5 | $915K | $183K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Athens compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Athens area | $575K ▲ 130.0% | 16.8% ▲ 9.4 pts |
| Texas | $250K | 7.4% |
| United States | $179K | 11.2% |
What gets funded in Athens
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 28 | $53.5M |
| Retail Trade | 18 | $15.5M |
| Health Care and Social Assistance | 6 | $5.7M |
| Professional and Technical Services | 5 | $4.7M |
| Other Services | 8 | $4.1M |
| Manufacturing | 5 | $2.8M |
| Transportation and Warehousing | 6 | $1.9M |
SBA lending in Athens by year
Geography, precisely
"Athens area" here means the Athens, TX micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Henderson County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.