SBA lending by metro area
SBA lenders in Bay City, TX
Which lenders fund Bay City-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
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How Bay City compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Bay City area | $801K ▲ 220.4% | 10.2% ▲ 2.8 pts |
| Texas | $250K | 7.4% |
| United States | $179K | 11.2% |
What gets funded in Bay City
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 18 | $32.0M |
| Retail Trade | 16 | $24.6M |
| Health Care and Social Assistance | 5 | $1.8M |
| Other Services | 5 | $1.5M |
SBA lending in Bay City by year
Geography, precisely
"Bay City area" here means the Bay City, TX micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Matagorda County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.