SBA lending by metro area
SBA lenders in Bradford, PA
Which lenders fund Bradford-area businesses, how much, and how the market compares with Pennsylvania: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Bradford area
Ranked by SBA volume funded to businesses located in the Bradford micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Northwest Bank | 27 | $5.0M | $187K | 0.00% |
| 2 | Citizens & Northern Bank | 19 | $1.8M | $95K | not reported |
| 3 | The Juniata Valley Bank | 5 | $1.1M | $223K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Bradford compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Bradford area | $87K ▼ 42.0% | 0.0% ▼ 6.2 pts |
| Pennsylvania | $150K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Bradford
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 11 | $3.8M |
| Retail Trade | 9 | $2.6M |
| Other Services | 6 | $1.2M |
| Transportation and Warehousing | 11 | $1.1M |
| Construction | 7 | $521K |
SBA lending in Bradford by year
Geography, precisely
"Bradford area" here means the Bradford, PA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: McKean County, PA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.