SBA lending by metro area
SBA lenders in Cornelia, GA
Which lenders fund Cornelia-area businesses, how much, and how the market compares with Georgia: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Cornelia area
Ranked by SBA volume funded to businesses located in the Cornelia micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Pinnacle Bank | 5 | $11.2M | $2.2M | not reported |
| 2 | HomeTrust Bank | 6 | $6.6M | $1.1M | not reported |
| 3 | SouthState Bank, National Association | 6 | $6.5M | $1.1M | not reported |
| 4 | Small Business Access Partners, Inc. | 8 | $5.4M | $675K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Cornelia compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Cornelia area | $545K ▲ 55.7% | 21.7% ▲ 10.9 pts |
| Georgia | $350K | 10.8% |
| United States | $179K | 11.2% |
What gets funded in Cornelia
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 32 | $23.8M |
| Accommodation and Food Services | 19 | $22.6M |
| Manufacturing | 6 | $20.1M |
| Other Services | 7 | $4.4M |
SBA lending in Cornelia by year
Geography, precisely
"Cornelia area" here means the Cornelia, GA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Habersham County, GA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.