SBA lending by metro area
SBA lenders in Gallup, NM
Which lenders fund Gallup-area businesses, how much, and how the market compares with New Mexico: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
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How Gallup compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Gallup area | $292K ▲ 46.0% | 10.6% ▼ 1.8 pts |
| New Mexico | $200K | 12.5% |
| United States | $179K | 11.2% |
What gets funded in Gallup
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 19 | $30.8M |
| Other Services | 6 | $5.9M |
| Wholesale Trade | 6 | $980K |
| Retail Trade | 6 | $739K |
SBA lending in Gallup by year
Geography, precisely
"Gallup area" here means the Gallup, NM micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: McKinley County, NM. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.