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SBA lending by metro area

SBA lenders in Garden City, KS

Which lenders fund Garden City-area businesses, how much, and how the market compares with Kansas: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
120
Total funded
$56.6M
Average loan
$471K
7(a) charge-off
3.5%

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How Garden City compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Garden City area $140K ▼ 29.1% 5.8% ▼ 4.1 pts
Kansas$198K10.0%
United States$179K11.2%

What gets funded in Garden City

IndustryLoansTotal funded
Accommodation and Food Services 18 $14.7M
Construction 12 $11.7M
Manufacturing 13 $6.8M
Other Services 19 $6.7M
Health Care and Social Assistance 8 $3.1M
Transportation and Warehousing 30 $2.9M

SBA lending in Garden City by year

Geography, precisely

"Garden City area" here means the Garden City, KS micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Finney County, KS. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.