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SBA lending by metro area

SBA lenders in Kerrville, TX

Which lenders fund Kerrville-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
92
Total funded
$35.7M
Average loan
$388K
7(a) charge-off
3.8%

Top SBA lenders in the Kerrville area

Ranked by SBA volume funded to businesses located in the Kerrville micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 Capital Certified Development Corporation 7 $4.3M $609K not reported
2 LiftFund, Inc. 6 $3.7M $612K not reported
3 Fifth Third Bank 9 $1.9M $212K not reported
4 PNC Bank, National Association 9 $1.4M $160K not reported
5 Wells Fargo Bank National Association 9 $1.1M $126K not reported
6 JPMorgan Chase Bank, National Association 5 $740K $148K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Kerrville compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Kerrville area $159K ▼ 36.5% 14.1% ▲ 6.7 pts
Texas$250K7.4%
United States$179K11.2%

What gets funded in Kerrville

IndustryLoansTotal funded
Other Services 12 $7.5M
Accommodation and Food Services 8 $6.0M
Construction 13 $4.7M
Health Care and Social Assistance 9 $3.0M
Professional and Technical Services 5 $2.2M
Manufacturing 6 $1.7M
Retail Trade 15 $1.2M

SBA lending in Kerrville by year

Geography, precisely

"Kerrville area" here means the Kerrville, TX micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Kerr County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.