SBA lending by metro area
SBA lenders in Oxford, MS
Which lenders fund Oxford-area businesses, how much, and how the market compares with Mississippi: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Oxford area
Ranked by SBA volume funded to businesses located in the Oxford micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Three Rivers Local Development Company, Inc. | 9 | $9.9M | $1.1M | not reported |
| 2 | BankFirst Financial Services | 8 | $3.6M | $455K | not reported |
| 3 | Trustmark Bank | 20 | $2.4M | $120K | 0.00% |
| 4 | Renasant Bank | 6 | $1.7M | $280K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Oxford compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Oxford area | $157K ▲ 16.5% | 9.4% ▲ 7.5 pts |
| Mississippi | $135K | 1.9% |
| United States | $179K | 11.2% |
What gets funded in Oxford
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 27 | $15.3M |
| Retail Trade | 16 | $5.6M |
| Administrative and Support | 8 | $4.2M |
| Other Services | 7 | $3.2M |
| Professional and Technical Services | 9 | $1.8M |
| Health Care and Social Assistance | 6 | $1.5M |
| Construction | 8 | $1.1M |
| Manufacturing | 6 | $1.1M |
SBA lending in Oxford by year
Geography, precisely
"Oxford area" here means the Oxford, MS micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Lafayette County, MS; Yalobusha County, MS. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.