SBA lending by metro area
SBA lenders in Port St. Lucie, FL
Which lenders fund Port St. Lucie-area businesses, how much, and how the market compares with Florida: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Port St. Lucie area
Ranked by SBA volume funded to businesses located in the Port St. Lucie metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Florida First Capital Finance Corporation, Inc. | 71 | $59.1M | $833K | not reported |
| 2 | Florida Business Development Corporation | 63 | $53.9M | $855K | not reported |
| 3 | Live Oak Banking Company | 42 | $51.8M | $1.2M | 0.00% |
| 4 | iTHINK Financial CU | 72 | $39.2M | $544K | 0.00% |
| 5 | Paradise Bank | 28 | $35.2M | $1.3M | 0.00% |
| 6 | Seacoast National Bank | 44 | $31.9M | $725K | 0.00% |
| 7 | Newtek Small Business Finance, Inc. | 30 | $30.8M | $1.0M | 0.00% |
| 8 | SouthState Bank, National Association | 45 | $28.1M | $625K | 0.00% |
| 9 | TD Bank, National Association | 176 | $27.1M | $154K | 10.80% |
| 10 | Wells Fargo Bank National Association | 119 | $27.0M | $227K | 6.72% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Port St. Lucie compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Port St. Lucie area | $250K | 11.0% ▼ 4.3 pts |
| Florida | $250K | 15.3% |
| United States | $179K | 11.2% |
What gets funded in Port St. Lucie
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 140 | $125.6M |
| Health Care and Social Assistance | 179 | $114.9M |
| Retail Trade | 164 | $99.8M |
| Construction | 229 | $90.0M |
| Professional and Technical Services | 134 | $79.3M |
| Manufacturing | 87 | $69.7M |
| Other Services | 137 | $67.7M |
| Wholesale Trade | 67 | $45.4M |
SBA lending in Port St. Lucie by year
Geography, precisely
"Port St. Lucie area" here means the Port St. Lucie, FL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Martin County, FL; St. Lucie County, FL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.