SBA lending by metro area
SBA lenders in San Antonio, TX
Which lenders fund San Antonio-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the San Antonio area
Ranked by SBA volume funded to businesses located in the San Antonio metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | LiftFund, Inc. | 299 | $176.8M | $591K | 3.92% |
| 2 | Wallis Bank | 141 | $165.6M | $1.2M | 4.26% |
| 3 | Live Oak Banking Company | 112 | $152.9M | $1.4M | 0.00% |
| 4 | PNC Bank, National Association | 572 | $136.4M | $239K | 6.12% |
| 5 | Wells Fargo Bank National Association | 418 | $128.0M | $306K | 7.18% |
| 6 | Capital Certified Development Corporation | 127 | $114.1M | $898K | not reported |
| 7 | Texas Certified Development Company, Inc. | 124 | $94.6M | $763K | not reported |
| 8 | JPMorgan Chase Bank, National Association | 340 | $88.2M | $259K | 3.53% |
| 9 | The Huntington National Bank | 195 | $82.5M | $423K | 0.51% |
| 10 | Prosperity Bank | 203 | $80.1M | $395K | 1.48% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How San Antonio compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| San Antonio area | $231K ▼ 7.8% | 9.2% ▲ 1.8 pts |
| Texas | $250K | 7.4% |
| United States | $179K | 11.2% |
What gets funded in San Antonio
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 824 | $735.5M |
| Health Care and Social Assistance | 858 | $550.3M |
| Retail Trade | 674 | $296.2M |
| Other Services | 600 | $284.8M |
| Professional and Technical Services | 490 | $190.4M |
| Construction | 618 | $185.6M |
| Manufacturing | 301 | $153.0M |
| Real Estate | 178 | $131.6M |
SBA lending in San Antonio by year
Geography, precisely
"San Antonio area" here means the San Antonio-New Braunfels, TX metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Atascosa County, TX; Bandera County, TX; Bexar County, TX; Comal County, TX; Guadalupe County, TX; Kendall County, TX; Medina County, TX; Wilson County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.