SBA lending by metro area
SBA lenders in Sebastian, FL
Which lenders fund Sebastian-area businesses, how much, and how the market compares with Florida: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Sebastian area
Ranked by SBA volume funded to businesses located in the Sebastian metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | iTHINK Financial CU | 73 | $40.8M | $559K | 0.00% |
| 2 | Live Oak Banking Company | 16 | $29.8M | $1.9M | not reported |
| 3 | Florida First Capital Finance Corporation, Inc. | 33 | $24.6M | $744K | not reported |
| 4 | Florida Business Development Corporation | 19 | $20.0M | $1.1M | not reported |
| 5 | Newtek Small Business Finance, Inc. | 7 | $13.4M | $1.9M | not reported |
| 6 | Wells Fargo Bank National Association | 31 | $9.9M | $321K | 12.90% |
| 7 | TD Bank, National Association | 67 | $8.1M | $121K | 1.49% |
| 8 | SouthState Bank, National Association | 12 | $7.9M | $660K | not reported |
| 9 | ELGA Credit Union | 12 | $6.1M | $510K | not reported |
| 10 | Newtek Bank, National Association | 9 | $4.7M | $522K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to Sebastian-area SBA lenders?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
How Sebastian compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Sebastian area | $275K ▲ 10.0% | 12.0% ▼ 3.2 pts |
| Florida | $250K | 15.3% |
| United States | $179K | 11.2% |
What gets funded in Sebastian
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 42 | $40.6M |
| Health Care and Social Assistance | 55 | $37.9M |
| Other Services | 37 | $25.6M |
| Professional and Technical Services | 49 | $24.5M |
| Retail Trade | 54 | $22.1M |
| Manufacturing | 30 | $21.0M |
| Construction | 53 | $19.0M |
| Finance and Insurance | 13 | $15.6M |
SBA lending in Sebastian by year
Geography, precisely
"Sebastian area" here means the Sebastian-Vero Beach-West Vero Corridor, FL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Indian River County, FL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.