SBA lending by metro area
SBA lenders in Sebring, FL
Which lenders fund Sebring-area businesses, how much, and how the market compares with Florida: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Sebring area
Ranked by SBA volume funded to businesses located in the Sebring metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Florida Business Development Corporation | 6 | $6.6M | $1.1M | not reported |
| 2 | Truist Bank | 5 | $4.1M | $816K | not reported |
| 3 | The Huntington National Bank | 5 | $2.4M | $470K | not reported |
| 4 | Florida First Capital Finance Corporation, Inc. | 8 | $2.1M | $262K | not reported |
| 5 | Stearns Bank National Association | 5 | $1.9M | $380K | not reported |
| 6 | TD Bank, National Association | 17 | $874K | $51K | not reported |
| 7 | SouthState Bank, National Association | 5 | $801K | $160K | not reported |
| 8 | Northeast Bank | 5 | $618K | $124K | not reported |
| 9 | Wells Fargo Bank National Association | 8 | $282K | $35K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Sebring compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Sebring area | $200K ▼ 20.0% | 12.8% ▼ 2.4 pts |
| Florida | $250K | 15.3% |
| United States | $179K | 11.2% |
What gets funded in Sebring
| Industry | Loans | Total funded |
|---|---|---|
| Health Care and Social Assistance | 24 | $19.8M |
| Accommodation and Food Services | 15 | $17.3M |
| Construction | 14 | $8.5M |
| Manufacturing | 8 | $7.6M |
| Other Services | 11 | $5.3M |
| Retail Trade | 13 | $4.4M |
| Transportation and Warehousing | 6 | $1.2M |
| Wholesale Trade | 5 | $641K |
SBA lending in Sebring by year
Geography, precisely
"Sebring area" here means the Sebring, FL metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Highlands County, FL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.