SBA lending by metro area
SBA lenders in Somerset, KY
Which lenders fund Somerset-area businesses, how much, and how the market compares with Kentucky: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
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How Somerset compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Somerset area | $125K ▼ 12.5% | 8.7% ▲ 1.9 pts |
| Kentucky | $143K | 6.8% |
| United States | $179K | 11.2% |
What gets funded in Somerset
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 10 | $6.6M |
| Health Care and Social Assistance | 12 | $5.9M |
| Retail Trade | 15 | $3.9M |
| Manufacturing | 12 | $3.8M |
| Other Services | 6 | $1.4M |
SBA lending in Somerset by year
Geography, precisely
"Somerset area" here means the Somerset, KY micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Pulaski County, KY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.