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SBA lending by metro area

SBA lenders in St. Marys, PA

Which lenders fund St. Marys-area businesses, how much, and how the market compares with Pennsylvania: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
53
Total funded
$23.5M
Average loan
$444K
7(a) charge-off
2.0%

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How St. Marys compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
St. Marys area $200K ▲ 33.3% 3.8% ▼ 2.4 pts
Pennsylvania$150K6.2%
United States$179K11.2%

What gets funded in St. Marys

IndustryLoansTotal funded
Manufacturing 19 $7.5M
Accommodation and Food Services 6 $5.8M
Construction 6 $1.4M
Retail Trade 5 $854K

SBA lending in St. Marys by year

Geography, precisely

"St. Marys area" here means the St. Marys, PA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Elk County, PA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.