SBA lending by metro area
SBA lenders in Starkville, MS
Which lenders fund Starkville-area businesses, how much, and how the market compares with Mississippi: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Starkville area
Ranked by SBA volume funded to businesses located in the Starkville micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Three Rivers Local Development Company, Inc. | 5 | $7.6M | $1.5M | not reported |
| 2 | Renasant Bank | 19 | $3.5M | $185K | not reported |
| 3 | BankFirst Financial Services | 15 | $3.4M | $225K | not reported |
| 4 | The Huntington National Bank | 9 | $2.2M | $249K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Starkville compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Starkville area | $150K ▲ 11.1% | 7.0% ▲ 5.1 pts |
| Mississippi | $135K | 1.9% |
| United States | $179K | 11.2% |
What gets funded in Starkville
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 12 | $8.6M |
| Health Care and Social Assistance | 13 | $2.9M |
| Retail Trade | 13 | $2.4M |
| Professional and Technical Services | 7 | $1.8M |
| Other Services | 8 | $1.6M |
| Administrative and Support | 5 | $1.2M |
SBA lending in Starkville by year
Geography, precisely
"Starkville area" here means the Starkville, MS micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Oktibbeha County, MS; Webster County, MS. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.