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SBA lending by metro area

SBA lenders in Urbana, OH

Which lenders fund Urbana-area businesses, how much, and how the market compares with Ohio: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
63
Total funded
$9.9M
Average loan
$157K
7(a) charge-off
5.4%

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How Urbana compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Urbana area $78K ▼ 2.5% 11.1% ▲ 5.7 pts
Ohio$80K5.4%
United States$179K11.2%

What gets funded in Urbana

IndustryLoansTotal funded
Manufacturing 8 $2.0M
Health Care and Social Assistance 5 $1.9M
Construction 14 $1.4M
Accommodation and Food Services 7 $1.1M
Retail Trade 7 $808K
Transportation and Warehousing 6 $509K
Other Services 5 $382K

SBA lending in Urbana by year

Geography, precisely

"Urbana area" here means the Urbana, OH micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Champaign County, OH. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.