SBA lending by metro area
SBA lenders in Wahpeton, ND
Which lenders fund Wahpeton-area businesses, how much, and how the market compares with North Dakota: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Wahpeton area
Ranked by SBA volume funded to businesses located in the Wahpeton micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Lake Agassiz Certified Development Company | 7 | $5.5M | $786K | not reported |
| 2 | Old National Bank | 9 | $2.6M | $286K | not reported |
| 3 | Lincoln State Bank | 5 | $1.1M | $225K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Wahpeton compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Wahpeton area | $147K ▼ 12.9% | 19.6% ▼ 5.7 pts |
| North Dakota | $169K | 25.3% |
| United States | $179K | 11.2% |
What gets funded in Wahpeton
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 10 | $4.3M |
| Construction | 9 | $2.0M |
| Accommodation and Food Services | 8 | $1.9M |
| Retail Trade | 6 | $1.1M |
SBA lending in Wahpeton by year
Geography, precisely
"Wahpeton area" here means the Wahpeton, ND-MN micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Richland County, ND; Wilkin County, MN. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.