SBA lending by metro area
SBA lenders in Washington, NC
Which lenders fund Washington-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Washington area
Ranked by SBA volume funded to businesses located in the Washington micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | First National Bank of Pennsylvania | 10 | $7.0M | $702K | not reported |
| 2 | First Bank | 11 | $6.0M | $543K | not reported |
| 3 | Southern Bank and Trust Company | 28 | $3.2M | $115K | 0.00% |
| 4 | United Bank | 7 | $2.2M | $317K | not reported |
| 5 | Wells Fargo Bank National Association | 9 | $1.3M | $142K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Washington compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Washington area | $150K ▼ 42.3% | 2.0% ▼ 5.6 pts |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in Washington
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 18 | $11.5M |
| Manufacturing | 8 | $7.1M |
| Retail Trade | 14 | $6.1M |
| Construction | 9 | $5.3M |
| Wholesale Trade | 6 | $4.4M |
| Other Services | 6 | $2.5M |
| Real Estate | 7 | $2.1M |
| Agriculture, Forestry, Fishing | 9 | $2.1M |
SBA lending in Washington by year
Geography, precisely
"Washington area" here means the Washington, NC micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Beaufort County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.